84 McMaster St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 84 McMaster St, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,790 sqft · built 1885
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$3,000 (Jan 2012)
Tax Bill$2,014 (2026)
Flood ZoneZone AE (high risk)
APN493001 128.08-1-37

Property Details

APN / Parcel Number

Primary APN493001 128.08-1-37
Alternative APNs
  • 300112800800010370000000
  • 00000000299

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,790 sqft Living Area
1st Floor Area1,056 sqft
2nd Floor Area734 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions105 ft deep x 68 ft wide
Garage TypeAttached
Garage Area316 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area188 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000299
Street Address84 MCMASTER ST
CityOWEGO
StateNY
Zip13827-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number37.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group4
Census Block4026
Census Tract20500

Owner

84 McMaster St is owned by an individual who bought it in January 2012.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address355 STATE ROUTE 34, WAVERLY, NY 14892-9636
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2012 · Amount on File
Deed SaleJan 27, 2012 · Amount on File
Deed Book / Page19556 / 6001
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 84 McMaster St was $2,014, down 48.2% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,014.00 (-48.2%)
2025$3,888.00$21,000 Land $8,600 Building $12,400$40,191 Land $16,459 Building $23,732
2023$21,000 Land $8,600 Building $12,400$38,889 Land $15,926 Building $22,963
2019$3,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 McMaster St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 95 policies
Nearby Flood Policies95 in force
Nearby Flood Claims277 (1979–2012)
Claims Outside the SFHA19 of 277
Most Recent ClaimJul 2012 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 105 claims
  • Severe Storms And Flooding, Jun 2006 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 McMaster St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA OF OWEGO
private · serves 4,850 people · EPA ID NY5304409
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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