Bergen County and Ramsey Borough property record for 84 Manor Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,846 sqft · built 1980 |
| Lot Size | 0.649 acres (28,270 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $22,628 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01202-0000-00015-14 |
| Primary APN | 48-01202-0000-00015-14 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,846 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 28,270 sqft (0.649 acres) |
| Lot Dimensions | 211 ft deep x 134 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 480120300000001514 |
|---|---|
| Street Address | 84 MANOR DR |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.649AC |
| Legal Subdivision | WEST HILL FINAL SUB |
| Legal Block | 1202 |
| Legal Lot Number | 15.14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 84 MANOR DR, RAMSEY, NJ 07446-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Jan 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VALLEY NATIONAL BANK |
| Jul 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 84 MANOR DR, RAMSEY, NJ 07446-1329 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 84 MANOR DR, RAMSEY, NJ 07446-1329 |
| Document Number | 0043581234 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 4358/1234 |
| Instrument | 2021139687 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 84 MANOR DR, RAMSEY, NJ 07446-1329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0042001516 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 4200/1516 |
| Instrument | 2021092559 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 84 MANOR DR, RAMSEY, NJ 07446-1329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031522419 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 3152/2419 |
| Instrument | 19-002769 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 84 MANOR DR, RAMSEY, NJ 07446-1329 |
| Document Number | 0029940203 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 84 MANOR DR RAMSEY NJ 074461329, RAMSEY, NJ 07446-1329 |
| Document Number | 0029940203 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 002994/000203 |
| Instrument | 49280 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2048 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134,500 (+3.23%) Land $503,900 Building $630,600 | $1,134,500 (+3.23%) Land $503,900 Building $630,600 | |
| 2025 | $22,628.00 (-3.33%) | $1,099,000 (+32.49%) Land $463,900 Building $635,100 | $1,099,000 (+32.49%) Land $463,900 Building $635,100 |
| 2024 | $23,408.00 (+7.59%) | ||
| 2023 | $829,500 Land $367,500 Building $462,000 | $829,500 Land $367,500 Building $462,000 | |
| 2022 | $21,757.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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