84 Main St, Warsaw, VA 22572 Property Records

Richmond County property record for 84 Main St, Warsaw, VA 22572

Property Summary

Property Type	Commercial Office
Details	3,000 sqft · built 1960
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Nov 2019)
Tax Bill	$936 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16A2(A)4A`

Property Details

APN / Parcel Number

Primary APN	`16A2(A)4A`
Alternative APNs	`13272` `1878`

Interior

Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,000 sqft Total Area
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,792 sqft (0.11 acres)
Porch	Finished/Screened Porch
Porch Area	112 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1878
Street Address	84 MAIN ST
City	WARSAW
State	VA
Zip	22572-4200
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	TOWN OF WARSAW
Legal Description	84/86/88 MAIN STREET
Jurisdiction	RICHMOND VA
Township / Civil Division	2
Census Block Group	2
Census Block	2053
Census Tract	40100

Owner

Source: Richmond County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4260 HALES POINT RD, FARNHAM, VA 22460-2007
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST
Nov 18, 2019	Warranty Deed, Transfer · Commercial Mortgage ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	02019883RS
Deed Book / Page	2019 / 883RS
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Property Address	84 MAIN ST, WARSAW, VA 22572-4200
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000603
Date	Jul 17, 2018
Instrument	180000603

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND VA
Recording Date	Nov 18, 2019
Property Address	84 MAIN ST, WARSAW, VA 22572-4200
Document Number	190000883
Instrument Date	Nov 7, 2019
Instrument	190000883
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 HALES POINT RD, FARNHAM, VA 22460-2007

Mortgage

Document Number	190000884
Date	Nov 18, 2019
Instrument	190000884

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Richmond County
Municipality	Warsaw Town
Unified School District	Richmond County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00 (-1.89%)	$156,144 (+14.54%) Land $25,769 Building $130,375	$156,144 (+14.54%) Land $25,769 Building $130,375
2023	$954.00	$136,322 Land $25,769 Building $110,553	$136,322 Land $25,769 Building $110,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMORELAND COUNTY INDUSTRIAL PARK serves 802 people · EPA ID VA4193080
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	TOWN OF WARSAW
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: All Points Broadband.

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