Hyde County property record for 84 Lake Dr, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,440 sqft · built 2022 |
| Lot Size | 0.159 acres (6,933 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,953 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan May 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 9500671939 |
| Primary APN | 9500671939 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Heated Area |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,933 sqft (0.159 acres) |
| Porch | Slab |
| Porch Area | 528 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 9500671939 |
|---|---|
| Street Address | 84 LAKE DR |
| City | OCRACOKE |
| State | NC |
| Zip | 27960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #66-BEACHSIDE EXT |
| Legal Subdivision | BEACHSIDE EXT |
| Legal Lot Number | 66-B |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 920101 |
84 Lake Dr, a single family home, is owned by two individuals.
Source: Hyde County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7751 CHEATHAMS RD, AMELIA COURT HOUSE, VA 23002-2803 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 12, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HYDE NC |
| Property Address | 84 LAKE DR, OCRACOKE, NC 27960 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000288/374 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 288/374 |
| Instrument | 409096 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | May 12, 2017 |
| Property Address | 84 LAKE DR, OCRACOKE, NC 27960 |
| Document Number | 000272/855 |
| Book / Page | 272 / 855 |
| Map Reference | MB 1 PG 52 |
| Instrument Date | May 12, 2017 |
| Instrument | 405745 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1446, KITTY HAWK, NC 27949-1446 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 129, OCRACOKE, NC 27960-0129 |
The 2025 property tax bill for 84 Lake Dr was $5,953.
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,953.00 | $633,251 Land $174,960 Building $458,291 | $633,251 Land $174,960 Building $458,291 |
| 2023 | $1,201.00 | $115,000 Land $115,000 | $115,000 Land $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 84 Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 84 Lake Dr is high, ranking above 84% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 98.1% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ocracoke Cable TV Cable | 10 / 1 |
May also be available: AT&T, Brightspeed.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures