84 Ladybug Ln, Spring Lake, NC 28390 Property Records

Harnett County property record for 84 Ladybug Ln, Spring Lake, NC 28390

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,216 sqft · built 1975
Lot Size	2.54 acres (110,642 sqft)
Owner	Individual Name on File
Tax Bill	$1,252 (2023)
Deeds & Mortgages	Jul 2022 Construction Loan Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500042765`

Property Details

APN / Parcel Number

Primary APN	`1500042765`
Alternative APN	`010534 0036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Heated Area
Gross Area	1,456 sqft
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl
Lot Area	110,642 sqft (2.54 acres)
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500042765
Street Address	84 LADYBUG LN
City	SPRING LAKE
State	NC
Zip	28390-9656
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20R
Legal Description	2.54 ACS GARDNER MASON MAP#2021-206
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1038
Census Tract	71201

Owner

84 Ladybug Ln, a rural home, is owned by an individual who acquired it in June 2021.

Source: Harnett County records, as of October 30, 2023

Owner of Record	Individual Name on File
Mailing Address	92 LADYBUG LN, SPRING LAKE, NC 28390-9656
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Apr 17, 2023	Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE
Jun 16, 2021	Transfer on Death Deed, Transfer
Jun 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 30, 2014
Last Transfer Date	Jun 16, 2021
Transfer Doc	0000013810
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	84 LADYBUG LN, SPRING LAKE, NC 28390-9656
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 LADYBUG LN, SPRING LAKE, NC 28390-9656

Mortgage

Document Number	0000104223
Date	Jul 1, 2022
Book Page	4157/1525
Instrument	2022104223

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2023

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	84 LADYBUG LN, SPRING LAKE, NC 28390-9656
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	TRIO ABSTRACT INC., TRITON ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005794
Date	Apr 17, 2023
Book Page	4189/872
Instrument	2023005794

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 16, 2021
Property Address	84 LADYBUG LN, SPRING LAKE, NC 28390-9656
Document Number	0000013809
Book / Page	3999 / 701
Map Reference	MB 2021 PG 206
Instrument Date	May 20, 2021
Instrument	2021013809
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LADYBUG LN, SPRING LAKE, NC 28390-9656

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Jun 16, 2021
Property Address	84 LADYBUG LN, SPRING LAKE, NC 28390-9656
Document Number	0000013810
Book / Page	3999 / 703
Instrument Date	May 18, 2021
Instrument	2021013810
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LADYBUG LN, SPRING LAKE, NC 28390-9656

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,252.00	$138,418	$138,418 Land $55,590 Building $82,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Ladybug Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2016–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Ladybug Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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