84 Johnson Ave, Lancaster, KY 40444 Property Records

Garrard County property record for 84 Johnson Ave, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	0.124 acres (5,432 sqft)
Owner	Individual Name on File
Tax Bill	$411 (2025)
Deeds & Mortgages	Apr 2008 Line of Credit Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04A-05-055`

Property Details

APN / Parcel Number

Primary APN	`04A-05-055`
Alternative APN	`22085`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,432 sqft (0.124 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	22085
Street Address	84 JOHNSON AVE
City	LANCASTER
State	KY
Zip	40444-8074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L
Legal Subdivision	DAUGHTERS PARK
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	970101

Owner

84 Johnson Ave is owned and occupied by an individual.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	84 JOHNSON AVE, LANCASTER, KY 40444-8074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2008	Deed of Trust, Mortgage · Line of Credit AMERICAN HOME DESIGN INC
Jun 25, 2020	Deed, Transfer
Jun 25, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	84 JOHNSON AVE, LANCASTER, KY 40444-8074
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 JOHNSON AVE, LANCASTER, KY 40444-8074

Mortgage

Document Number	00M282/842
Date	Apr 22, 2008
Book Page	M282/842
Instrument	94770

Lender

Name	AMERICAN HOME DESIGN INC
Address	LEXINGTON, KY 40505

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 25, 2020
Property Address	84 JOHNSON AVE, LANCASTER, KY 40444-8074
Document Number	00D303/739
Book / Page	D303 / 739
Map Reference	DB 303 PG 736
Instrument Date	Jun 25, 2020
Instrument	157593
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$43.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6003 RIPPLE CREEK RD, COLD SPRING, KY 41076-1985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 JOHNSON AVE, LANCASTER, KY 40444-8074

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 25, 2020
Property Address	84 JOHNSON AVE, LANCASTER, KY 40444-8074
Document Number	00D303/736
Book / Page	D303 / 736
Map Reference	DB 288 PG 158
Instrument Date	Jun 25, 2020
Instrument	157592
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 336, BEREA, KY 40403-0336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6003 RIPPLE CREEK RD, COLD SPRING, KY 41076-1985

Tax Assessment & Valuation

The 2025 property tax bill for 84 Johnson Ave was $411, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,000 (-) Land $16,000 Building $24,000	$40,000 (-) Land $16,000 Building $24,000
2025	$411.00 (-0.48%)	$40,000 (-) Land $16,000 Building $24,000	$40,000 (-) Land $16,000 Building $24,000
2024	$413.00 (-2.82%)	$40,000 (-) Land $16,000 Building $24,000	$40,000 (-) Land $16,000 Building $24,000
2023	$425.00 (+10.1%)	$40,000 (+11.11%) Land $16,000 Building $24,000	$40,000 (+11.11%) Land $16,000 Building $24,000
2022	$386.00	$36,000 Land $16,000 Building $20,000	$36,000 Land $16,000 Building $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Johnson Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Johnson Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE VILLAGE WATER ASSOCIATION private · serves 6,855 people · EPA ID KY0840587
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Also Mapped Here	GARRARD CO WATER ASSOC INC
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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