Monroe County property record for 84 John Silver Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1957 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jul 2025) |
| Tax Bill | $4,295 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 00493980-000000 |
| Primary APN | 00493980-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 50 ft deep x 100 ft wide |
| Porch | Open Porch |
| Porch Area | 628 sqft |
| Patio Area | 1,214 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1610143 |
|---|---|
| Street Address | 84 JOHN SILVER DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 8 LT 11-12 PIRATES COVE-KEY LARGO PB3-18 OR387-254 OR 451-909 OR778-602 OR783-820 OR1366-1926 OR1418-636 OR1804-1194 OR2276-2217 OR2517-2305 OR2530-1537 OR2629-96/97 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 32 |
| Legal Subdivision | PIRATES COVE |
| Legal Block | 8 |
| Legal Lot Number | 11-12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 970500 |
Source: Monroe County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13118 SW 32ND ST, MIRAMAR, FL 33027-3842 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Balloon Mortgage HEMISPHERE TITLE COMPANY, HEMISPHERE TITLE |
| Jul 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST ORIGIN MORTGAGE LENDERS INC |
| Jul 7, 2025 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | May 15, 2013 · Amount on Record |
| Deed Document Number | 20252507049 |
| Deed Book / Page | 3334 / 549 |
| Prior Transfer Date | May 17, 2011 |
| Prior Transfer Doc | 0025172305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 9, 2026 |
| Property Address | 84 JOHN SILVER DR, KEY LARGO, FL 33037-2387 |
| Document Number | 0002559891 |
| Book / Page | 3401 / 1578 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20262559891 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | HEMISPHERE TITLE COMPANY, HEMISPHERE TITLE |
| Name | Verified Name |
|---|---|
| Address | 13118 SW 32ND ST, MIRAMAR, FL 33027-3842 |
| Document Number | 0002559891, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 3401/1578 |
| Instrument | 20262559891 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 1, 2029 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 7, 2025 |
| Property Address | 84 JOHN SILVER DR, KEY LARGO, FL 33037-2387 |
| Document Number | 0033340549 |
| Book / Page | 3334 / 549 |
| Map Reference | MB 3 PG 18 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2507049 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2025 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3816 MCKINLEY ST, HOLLYWOOD, FL 33021-4945 |
| Name | Verified Name |
|---|---|
| Address | 13118 SW 32ND ST, MIRAMAR, FL 33027-3842 |
| Document Number | 0003334551 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 3334/551 |
| Name | FIRST ORIGIN MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 7, 2025 |
| Property Address | 84 JOHN SILVER DR, KEY LARGO, FL 33037-2387 |
| Document Number | 0033340549 |
| Book / Page | 3334 / 549 |
| Map Reference | MB 3 PG 18 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2507049 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3816 MCKINLEY ST, HOLLYWOOD, FL 33021-4945 |
| Name | Verified Name |
|---|---|
| Address | 13118 SW 32ND ST, MIRAMAR, FL 33027-3842 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,295.00 (+10.38%) | $487,582 (+4.35%) Land $320,000 Building $167,582 | $487,582 (+4.35%) Land $320,000 Building $167,582 |
| 2024 | $3,891.00 (+3.98%) | ||
| 2023 | $3,742.00 (+13.19%) | $467,257 (+18.09%) Land $310,000 Building $157,257 | $467,257 (+18.09%) Land $310,000 Building $157,257 |
| 2022 | $3,306.00 | $395,668 Land $237,500 Building $158,168 | $395,668 Land $237,500 Building $158,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures