84 Jacks Rd, Elora, TN 37328 Property Records

Lincoln County property record for 84 Jacks Rd, Elora, TN 37328

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,042 sqft · built 1982
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Jun 2018)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052155 02701`

Property Details

APN / Parcel Number

Primary APN	`052155 02701`
Alternative APN	`155 02701`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,042 sqft Living Area
1st Floor Area	2,042 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,752 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	84 JACKS RD
City	ELORA
State	TN
Zip	37328-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24, COUNTY AREA: R04
Jurisdiction	LINCOLN TN
Township / Civil Division	7
Census Block Group	3
Census Block	3002
Census Tract	975500

Owner

Source: Lincoln County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 JACKS RD, ELORA, TN 37328-4119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage CITIZENS TRI-COUNTY BANK
Jun 11, 2018	Warranty Deed, Transfer · Line of Credit CITIZENS TRI-COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Sep 1, 2000 · Amount on Record
Deed Document Number	20182334
Deed Book / Page	X15 / 637
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	84 JACKS RD, ELORA, TN 37328-4119
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 JACKS RD, ELORA, TN 37328-4119

Mortgage

Document Number	0TD863/814
Date	Apr 24, 2023
Book Page	TD863/814
Instrument	23001764

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 31, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	84 JACKS RD, ELORA, TN 37328-4119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001532
Date	Apr 13, 2017
Book Page	TD747/226
Instrument	17001532

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	84 JACKS RD, ELORA, TN 37328-4119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCESS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004843
Date	Oct 7, 2020
Book Page	TD807/118
Instrument	20004843

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	Jun 11, 2018
Property Address	84 JACKS RD, ELORA, TN 37328-4119
Document Number	000X15/637
Book / Page	X15 / 637
Instrument Date	Jun 7, 2018
Instrument	18002334
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 PENILE DR, DECHERD, TN 37324-4136

Mortgage

Document Number	0018002335
Date	Jun 11, 2018
Instrument	18002335

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00	$65,250 Land $6,200 Building $59,050
2024			$261,000 Land $24,800 Building $236,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fayetteville Public Utilities Fiber	1,000 / 100
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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