84 Holly Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 84 Holly Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1975
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Sep 2022)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2021 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R-50-0582-87`

Property Details

APN / Parcel Number

Primary APN	`R-50-0582-87`
Alternative APNs	`SKIN P:083-3 L:000189` `P:083=3 L:000189` `R-60-0709-73`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R-60-0709-73
Street Address	84 HOLLY RD
City	WAKEFIELD
State	RI
Zip	02879-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	189
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	3
Census Block	3016
Census Tract	51302

Owner

84 Holly Rd is owned by two individuals who bought it in September 2022.

Source: South Kingstown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 HOMESTEAD ST, PALMER, MA 01069-2236
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MONSON SAVINGS BANK
Feb 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Feb 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Mar 5, 2015 · Amount on File
Deed Document Number	202224863
Deed Book / Page	1841 / 144
Transfer Doc	1570-317
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Sep 20, 2022
Property Address	84 HOLLY RD, SOUTH KINGSTOWN, RI 02879-5506
Document Number	001841-144
Book / Page	1841 / 144
Instrument Date	Sep 13, 2022
Instrument	24863
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 HOMESTEAD ST, PALMER, MA 01069-2236

Mortgage

Document Number	0000024864
Date	Sep 20, 2022
Instrument	24864

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2032
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	84 HOLLY RD, SOUTH KINGSTOWN, RI 02879-5506
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1776-112
Date	Feb 4, 2021
Book Page	1776/112
Instrument	12159

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Mar 1, 2033

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	84 HOLLY RD, SOUTH KINGSTOWN, RI 02879-5506
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1698-373
Date	Feb 26, 2019
Book Page	1698/373

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	84 HOLLY RD, SOUTH KINGSTOWN, RI 02879-5506
Document Number	1660-452
Book / Page	001660 / 000452
Instrument Date	Dec 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 HOLLY RD SOUTH KINGSTOWN RI 028795506, SOUTH KINGSTOWN, RI 02879-5506

Mortgage

Document Number	1660-452
Date	Dec 11, 2017
Book Page	001660/000452

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 84 Holly Rd was $5,264.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,264.00	$588,800 Land $325,300 Building $263,500	$568,999
2023	$4,659.00 (+0.91%)	$421,600 (-) Land $249,900 Building $171,700
2022	$4,617.00	$421,600 Land $249,900 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Holly Rd in Zone X, an area of moderate flood risk, though there have been 31 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 170 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	170 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	2 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Hurricane Sandy, Oct 2012 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Holly Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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