84 Gypsum Pl, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 84 Gypsum Pl, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,361 sqft · built 2022
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Jul 2026)
Tax Bill	$5,357 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`185921-1270`

Property Details

APN / Parcel Number

Primary APN	`185921-1270`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	2,361 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	84 GYPSUM PL
City	SAINT AUGUSTINE
State	FL
Zip	32086-8094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104/61-67 ROCK SPRINGS FARMS LOT 127 OR5522/1371
Legal Range	30E
Legal Township	09S
Legal Section	06
Legal Subdivision	ROCK SPRINGS FARMS
Legal Block	1
Legal Lot Number	127
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1002
Census Tract	21209

Owner

Source: St. Johns County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 GYPSUM PL, SAINT AUGUSTINE, FL 32086-8094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	202658421
Deed Book / Page	6397 / 1724
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 8, 2026
Property Address	84 GYPSUM PL, SAINT AUGUSTINE, FL 32086-8094
Document Number	0000058421
Book / Page	6397 / 1724
Instrument Date	Jun 25, 2026
Instrument	202658421
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GYPSUM PL, SAINT AUGUSTINE, FL 32086-8094

Mortgage

Document Number	0000058422,
Date	Jul 8, 2026
Instrument	202658422

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 24, 2022
Property Address	84 GYPSUM PL, SAINT AUGUSTINE, FL 32086-8094
Document Number	0055221371
Book / Page	5522 / 1371
Map Reference	MB 104 PG 61-67
Instrument Date	Mar 23, 2022
Instrument	2022031219
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,361.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GYPSUM PL, ST AUGUSTINE, FL 32086-8094
Investor	Possibly a Property Investor

Mortgage

Document Number	0055221372
Date	Mar 24, 2022
Instrument	5522/1372

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,183 (+4.98%)	$496,920 (+4.15%) Land $90,000 Building $406,920
2025	$5,357.00 (+12.16%) Homeowner's exemption	$411,700 (+2.9%)	$477,097 (-1.34%) Land $90,000 Building $387,097
2024	$4,776.00 (+1.94%) Homeowner's exemption	$400,097 (+3%)	$483,570 (+12.97%) Land $75,000 Building $408,570
2023	$4,685.00 (+257.36%) Homeowner's exemption	$388,444 (+362.43%)	$428,038 (+409.57%) Land $75,000 Building $353,038
2022	$1,311.00	$84,000	$84,000 Land $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	26.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	177 units insured incl. 9 condo units
Nearby Flood Claims	85 (2012–2022)
Claims Outside the SFHA	3 of 85
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Irma, Sep 2017 · 13 claims Hurricane Matthew, Oct 2016 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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