84 Grahams Vw, Tryon, NC 28782 Property Records

Polk County property record for 84 Grahams Vw, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,800 sqft · built 2007
Lot Size	1.4 acres (61,202 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2009)
Tax Bill	$3,117 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P25-250`

Property Details

APN / Parcel Number

Primary APN	`P25-250`
Alternative APN	`37902`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,800 sqft Finished Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	61,202 sqft (1.4 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37902
Street Address	84 GRAHAMS VW
City	TRYON
State	NC
Zip	28782-2880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #5, SECTION I, 0M05 MELROSE MOUNTAIN 09
Legal Subdivision	MELROSE MOUNTAIN
Legal Lot Number	5
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2030
Census Tract	920304

Owner

84 Grahams Vw is owned by two individuals who bought it in April 2009.

Source: Polk County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2008 OLD BIRCH DR, BLYTHEWOOD, SC 29016-9571
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Feb 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2009 · Amount on File
Deed Sale	Apr 28, 2009 · Amount on File
Prior Sale	Feb 18, 2003 · Amount on File
Deed Book / Page	372 / 1516
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Oct 9, 2026
Property Address	84 GRAHAMS VW, TRYON, NC 28782-2880
Document Number	0502002336
Book / Page	502 / 2336
Instrument Date	Sep 11, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 OLD BIRCH DR, BLYTHEWOOD, SC 29016-9571

Mortgage

Document Number	0502002336,
Date	Oct 9, 2026
Book Page	502/2336

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	84 GRAHAMS VW, TRYON, NC 28782-2880
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 OLD BIRCH DR, BLYTHEWOOD, SC 29016-9571

Mortgage

Document Number	456/1731
Date	Feb 19, 2021
Book Page	456/1731

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	84 GRAHAMS VW, TRYON, NC 28782-2880
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 OLD BIRCH DR, BLYTHEWOOD, SC 29016-9571

Mortgage

Document Number	456/1752
Date	Feb 22, 2021
Book Page	456/1752

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 84 Grahams Vw was $3,117, up 3.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,117.00 (+3.52%)	$531,360 (-) Land $24,525 Building $506,835	$531,360 (-) Land $24,525 Building $506,835
2025	$3,011.00	$531,360 Land $24,525 Building $506,835	$531,360 Land $24,525 Building $506,835
2023	$2,606.00	$377,009 Land $16,025 Building $360,984
2021			$377,009 Land $16,025 Building $360,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Grahams Vw in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Grahams Vw is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, T-Mobile, Verizon, Windstream.

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