84 Gentle Wind Ct, Freeport, FL 32439 Property Records

Walton County property record for 84 Gentle Wind Ct, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,957 sqft · built 2022
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Oct 2023)
Tax Bill	$3,771 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-1S-18-14050-00F-0140`

Property Details

APN / Parcel Number

Primary APN	`15-1S-18-14050-00F-0140`
Alternative APNs	`15-118-14050-00F-0140` `1022344`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,957 sqft Living Area
Gross Area	3,818 sqft
1st Floor Area	2,957 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	84 GENTLE WIND CT
City	FREEPORT
State	FL
Zip	32439-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GA
Legal Description	LOT 14 BLK F WINDSWEPT ESTS PH 5 PB 16-73 OR 2682-1703 OR 2824-817 OR 2880-374 OR 3091-3268 OR 3127-401 OR 3306-2044 OR 3251-2213 OR 3306-2044 OR 3355-2701
Legal Range	018
Legal Township	01S
Legal Section	15
Legal Subdivision	WINDSWEPT EST
Legal Phase	5
Legal Block	F
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2086
Census Tract	950501

Owner

Source: Walton County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 SWEET BLOSSOM BND, FREEPORT, FL 32439-3941
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer SETCO SERVICES LLC
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2022	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, SENTINEL TITLE LLC
Dec 12, 2019	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK
Dec 12, 2019	Warranty Deed, Construction Loan ATTORNEY ONLY
Dec 4, 2018	Quit Claim Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	May 9, 2022 · Amount on Record
Deed Document Number	202339174
Deed Book / Page	3306 / 2044
Prior Transfer Date	Jun 22, 2012
Prior Transfer Doc	0028950044
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 30, 2023
Property Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304
Document Number	0033062044
Book / Page	3306 / 2044
Map Reference	MB 16 PG 73
Instrument Date	Oct 26, 2023
Instrument	20230039174
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$4,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4061 ROCK HILL RD, DEFUNIAK SPRINGS, FL 32435-5454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304

Mortgage

Document Number	0032981800
Date	Aug 8, 2023
Book Page	3298/1800
Instrument	20230028353

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304

Mortgage

Document Number	0032882961
Date	May 4, 2023
Book Page	3288/2961
Instrument	20230015684

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 9, 2022
Property Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304
Document Number	0032512213
Book / Page	3251 / 2213
Map Reference	MB 16 PG 73
Instrument Date	May 6, 2022
Instrument	20220021928
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023
Title Company	NOT AVAILABLE, SENTINEL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,210.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Recording Date	Dec 12, 2019
Property Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304
Document Number	0031270404
Book / Page	003127 / 000404
Instrument Date	Dec 11, 2019
Instrument	43483
Transaction Type	Mortgage
Record Updated	Jan 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #300 SPANISH FORT AL 365278778, 300, SPANISH FORT, AL 36527-8778
Investor	Possibly a Property Investor

Mortgage

Document Number	31270404
Date	Dec 12, 2019
Book Page	003127/000404
Instrument	43483

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 12, 2019
Property Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304
Document Number	0031270401
Book / Page	003127 / 000401
Instrument Date	Dec 11, 2019
Instrument	43482
Transaction Type	Construction Loan
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,218.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
Investor	Possibly a Property Investor

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2018
Property Address	84 GENTLE WIND CT, FREEPORT, FL 32439-6304
Document Number	0030913268
Book / Page	3091 / 3268
Map Reference	MB16 PG30-30D
Instrument Date	Dec 3, 2018
Instrument	2018000040180
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7066, DESTIN, FL 32540-7066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7066, DESTIN, FL 32540-7066

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,771.00 (-9.96%)	$485,964 (-2.49%) Land $89,100 Building $396,864	$485,964 (-2.49%) Land $89,100 Building $396,864
2024	$4,188.00 (+7.11%)
2023	$3,910.00 (+628.12%) Homeowner's exemption	$498,390 (+479.26%) Land $78,100 Building $420,290	$498,390 (+479.26%) Land $78,100 Building $420,290
2022	$537.00	$86,039 Land $86,039	$86,039 Land $86,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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