84 Franklin St, Brevard, NC 28712 Property Records

Transylvania County property record for 84 Franklin St, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,448 sqft · built 1954
Lot Size	0.3 acres (13,081 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Oct 1990)
Tax Bill	$3,176 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8586-60-9219-000`

Property Details

APN / Parcel Number

Primary APN	`8586-60-9219-000`
Alternative APN	`70318680`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,448 sqft Heated Area
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,081 sqft (0.3 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70318680
Street Address	84 FRANKLIN ST
City	BREVARD
State	NC
Zip	28712-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FRANKLIN & LAKEVIEW
Legal Subdivision	PRANKLIN PARK IMPROVEMENT COMPANY
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	3
Census Block	3023
Census Tract	960301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street Historic District listed 2009 · 16 contributing resources · NRIS 09000638

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

84 Franklin St is owned and occupied by an individual who bought it in October 1990.

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	84 FRANKLIN ST, BREVARD, NC 28712-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1990 · Amount on File
Deed Sale	Oct 1, 1990 · Amount on File
Deed Book / Page	333 / 67
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	84 FRANKLIN ST, BREVARD, NC 28712-3404
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 FRANKLIN ST, BREVARD, NC 28712-3404

Mortgage

Document Number	0010150404
Date	Dec 15, 2021
Book Page	1015/404
Instrument	2021009414

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	84 FRANKLIN ST, BREVARD, NC 28712-3404
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009660031
Date	Feb 12, 2021
Book Page	966/31
Instrument	2021001160

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	84 FRANKLIN ST, BREVARD, NC 28712-3404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009080627
Date	Jan 27, 2020
Book Page	908/627
Instrument	2020000448

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 84 Franklin St was $3,176.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00	$773,910 Land $125,000 Building $648,910	$773,910 Land $125,000 Building $648,910
2023	$3,241.00	$537,220 Land $150,000 Building $387,220	$537,220 Land $150,000 Building $387,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Franklin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Vyve Broadband.

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