Effingham County property record for 84 Flat Rock Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,643 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Jan 2018) |
| Tax Bill | $2,082 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R2270-049-000 |
| Primary APN | R2270-049-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,643 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 76 sqft |
| Patio Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23730 |
|---|---|
| Street Address | 84 FLAT ROCK RD |
| City | RINCON |
| State | GA |
| Zip | 31326-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | .23 AC LT 49 OUT 101-8A4C |
| Legal Subdivision | STONEWALK |
| Legal Block | I |
| Legal Lot Number | 49 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30308 |
84 Flat Rock Rd is owned and occupied by two individuals who bought it in January 2018.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 84 FLAT ROCK RD, RINCON, GA 31326-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES |
| Jan 25, 2018 | Warranty Deed, Transfer · FHA Mortgage ACOPIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2018 · Amount on File |
| Deed Sale | Jan 25, 2018 · Amount on File |
| Prior Sale | Aug 19, 2005 · Amount on File |
| Deed Document Number | 2018134 |
| Deed Book / Page | 2448 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 84 FLAT ROCK RD, RINCON, GA 31326-4526 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 84 FLAT ROCK RD, RINCON, GA 31326-4526 |
| Document Number | 0000002656/0000000464 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 0000002656/0000000464 |
| Instrument | 000748 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 25, 2018 |
| Property Address | 84 FLAT ROCK RD, RINCON, GA 31326-4526 |
| Document Number | 002448/442 |
| Book / Page | 2448 / 442 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 2018-000134 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 FLAT ROCK RD, RINCON, GA 31326-4526 |
| Document Number | 002448/443 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 2448/443 |
| Instrument | 000631 |
| Name | ACOPIA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 84 Flat Rock Rd was $2,082 with a homeowner's exemption, up 7.7% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,757 (-) Land $22,800 Building $86,957 | $274,392 (-) Land $57,000 Building $217,392 | |
| 2025 | $2,082.00 (+7.71%) Homeowner's exemption | $109,757 (-1.73%) Land $22,800 Building $86,957 | $274,392 (-1.73%) Land $57,000 Building $217,392 |
| 2024 | $1,933.00 Homeowner's exemption | $111,694 Land $22,800 Building $88,894 | $279,235 Land $57,000 Building $222,235 |
| 2022 | $1,868.00 Homeowner's exemption | $79,926 Land $17,600 Building $62,326 | $199,816 Land $44,000 Building $155,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 84 Flat Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 84 Flat Rock Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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