84 Emerald Ridge Dr, Bear, DE 19701 Property Records

New Castle County property record for 84 Emerald Ridge Dr, Bear, DE 19701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,278 sqft · built 1995
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Apr 2007)
Tax Bill	$2,014 (2023)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-001.40-028`

Property Details

APN / Parcel Number

Primary APN	`12-001.40-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,278 sqft Living Area
1st Floor Area	1,220 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	261 ft deep x 130 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	84 EMERALD RIDGE DR
City	BEAR
State	DE
Zip	19701-2273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC21
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	132
Jurisdiction	NEW CASTLE DE
Township / Civil Division	RED LION
Census Block Group	3
Census Block	3007
Census Tract	16401

Owner

Source: New Castle County records · APN 12-001.40-028

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	84 EMERALD RIDGE DR, BEAR, DE 19701-2273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2007 · Amount on Record
Deed Sale	Apr 30, 2007 · Amount on Record
Deed Document Number	200738759
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	84 EMERALD RIDGE DR, BEAR, DE 19701-2273
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 EMERALD RIDGE DR, BEAR, DE 19701-2273

Mortgage

Document Number	0000053021
Date	May 04, 2021
Instrument	20210504-0053021

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$519,600 (+556.89%) Land $104,300 Building $415,300
2024			$455,760
2023	$2,014.00	$79,100 Land $14,200 Building $64,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 148 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER DELAWARE, INC private · serves 100,495 people
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.