Essex County and North Andover Town property record for 84 Elmcrest Rd, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,175 sqft · built 1959 |
| Lot Size | 0.31 acres (13,495 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $180,000 (Oct 1991) |
| Tax Bill | $7,524 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Mar 2024 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M_230884_9 |
| Primary APN | M_230884_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,175 sqft Living Area |
| Gross Area | 4,986 sqft |
| 1st Floor Area | 1,911 sqft |
| Basement Area | 1,423 sqft |
| Unfinished Basement | 1,423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,495 sqft (0.31 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | M_230884_938558 |
|---|---|
| Street Address | 84 ELMCREST RD |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-2632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | ELMCREST ESTATES |
| Legal Block | 44 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 253100 |
84 Elmcrest Rd is owner-occupied and held in a trust since December 2019.
Source: Essex County and North Andover Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 84 ELMCREST RD, NORTH ANDOVER, MA 01845-2632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 17, 2018 | Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC |
| Dec 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU |
| Jan 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 1991 · Amount on File |
| Deed Sale | Oct 24, 1991 · Amount on File |
| Deed Book / Page | 3336 / 121 |
| Last Transfer Date | Dec 17, 2019 |
| Transfer Doc | 16149-149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 84 ELMCREST RD, NORTH ANDOVER, MA 01845-2632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00017402-9 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 17402/9 |
| Instrument | 8210 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 84 ELMCREST RD, NORTH ANDOVER, MA 01845-2632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 017939-245 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 17939/245 |
| Instrument | 3032 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 84 ELMCREST RD, NORTH ANDOVER, MA 01845-2632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15450-30 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 15450/30 |
| Instrument | 8599 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 84 ELMCREST RD, NORTH ANDOVER, MA 01845-2632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16138-261 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 16138/261 |
| Instrument | 33527 |
| Name | MERRIMACK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Jan 10, 2020 |
| Property Address | 84 ELMCREST RD, NORTH ANDOVER, MA 01845-2632 |
| Document Number | 16149-149 |
| Book / Page | 016149 / 000149 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 577 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 84 ELMCREST RD NORTH ANDOVER MA 018452632, NORTH ANDOVER, MA 01845-2632 |
The 2025 property tax bill for 84 Elmcrest Rd was $7,524, up 6% from the year before.
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,524.00 (+6.03%) | $668,200 (+4.42%) Land $306,400 Building $361,800 | $832,485 |
| 2024 | $7,096.00 (+2.09%) | $639,900 (+12.68%) Land $288,400 Building $351,500 | |
| 2023 | $6,951.00 | $567,900 Land $264,900 Building $303,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 84 Elmcrest Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1994–2007) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 84 Elmcrest Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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