84 Elk Trail Rd, Durango, CO 81301 Property Records

La Plata County property record for 84 Elk Trail Rd, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,389 sqft · built 2006
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 1996)
Tax Bill	$4,880 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5665-051-00-020`

Property Details

APN / Parcel Number

Primary APN	`5665-051-00-020`
Alternative APN	`R001046`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,389 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Lot Area	82,764 sqft
Garage Type	Detached
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	312 sqft
Deck Area	Deck Area
Patio Area	416 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R001046
Street Address	84 ELK TRAIL RD
City	DURANGO
State	CO
Zip	81301-6951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 5 TOWNSHIP: 35 RANGE: 9 N/2 NE/4 SE/4 LOT 1 84 ELK TRAIL RD DURANGO 81301
Legal Range	09
Legal Township	35
Legal Section	05
Legal Subdivision	DURANGO
Legal Block	1
Legal Lot Number	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1015
Census Tract	970701

Owner

84 Elk Trail Rd is owned and occupied by two individuals who acquired it in October 2022.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	84 ELK TRAIL RD, DURANGO, CO 81301-6951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
May 21, 2018	Deed of Trust, Mortgage · Line of Credit ALPINE BK
May 4, 2017	Trustee's Deed, Construction Loan · Line of Credit ALPINE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 1996 · Amount on File
Deed Sale	Oct 24, 1996 · Amount on File
Last Transfer Date	Oct 21, 2022
Transfer Doc	0001217277
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	84 ELK TRAIL RD, DURANGO, CO 81301-6951
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001203664
Date	Dec 10, 2021
Instrument	1203664

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	15 Months
Due	Mar 9, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	84 ELK TRAIL RD, DURANGO, CO 81301-6951
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 ELK TRAIL RD, DURANGO, CO 81301-6951

Mortgage

Document Number	0001202762
Date	Nov 22, 2021
Instrument	1202762

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	84 ELK TRAIL RD, DURANGO, CO 81301-6951
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COLORADO TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001143502
Date	May 25, 2018
Instrument	1143502

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	84 ELK TRAIL RD, DURANGO, CO 81301-6951
Document Number	0001143505
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 ELK TRAIL RD DURANGO CO 813016951, DURANGO, CO 81301-6951

Mortgage

Document Number	0001143505
Date	May 25, 2018
Instrument	1143505

Lender

Name	ALPINE BK
Type	Bank
Address	400 7TH ST S, RIFLE, CO 81650-2722

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	May 4, 2017
Property Address	84 ELK TRAIL RD, DURANGO, CO 81301-6951
Instrument Date	Apr 17, 2017
Instrument	1127651
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 ELK TRAIL RD DURANGO CO 813016951, DURANGO, CO 81301-6951

Mortgage

Document Number	0001127651
Date	May 4, 2017
Instrument	1127651

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 3, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 84 Elk Trail Rd was $4,880.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,820 (+3.32%) Land $10,350 Building $79,470	$1,390,880 (-) Land $160,330 Building $1,230,550
2025	$4,880.00	$86,930 Land $10,020 Building $76,910	$1,390,880 Land $160,330 Building $1,230,550
2023	$2,481.00 (+12.77%)	$57,190 (+13.97%) Land $8,840 Building $48,350	$853,600 (+18.22%) Land $131,950 Building $721,650
2022	$2,200.00	$50,180 Land $7,920 Building $42,260	$722,070 Land $113,950 Building $608,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Elk Trail Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Elk Trail Rd is high, ranking above 85% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 88% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	50 / 25

May also be available: FastTrack Communications, Spectrum, Verizon, Visionary Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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