84 E Rickard Dr, Oswego, IL 60543 Property Records

Kendall County property record for 84 E Rickard Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.687 acres (29,942 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Feb 2026)
Tax Bill	$4,854 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-14-427-004`

Property Details

APN / Parcel Number

Primary APN	`02-14-427-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	29,942 sqft (0.687 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	84 E RICKARD DR
City	OSWEGO
State	IL
Zip	60543-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 LYNWOOD EXT 3 SEC 14-37-7
Legal Range	07E
Legal Township	37N
Legal Section	14
Legal Subdivision	LYNWOOD EXT 3
Legal Lot Number	39
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2024
Census Tract	890402

Owner

84 E Rickard Dr is owned by an individual who bought it in February 2026.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1032 MONROE ST, EVANSTON, IL 60202-2162
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NORTHERN CU
Sep 22, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Sep 22, 2017 · Amount on File
Deed Document Number	20262738
Prior Transfer Date	Feb 11, 2008
Prior Transfer Doc	0000017896
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 27, 2026
Property Address	84 E RICKARD DR, OSWEGO, IL 60543-8831
Document Number	0000002738
Instrument Date	Feb 16, 2026
Instrument	202600002738
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 E RICKARD DR, OSWEGO, IL 60543-8831

Mortgage

Document Number	0000002739
Date	Feb 27, 2026
Instrument	202600002739

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.87%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 22, 2017
Property Address	84 E RICKARD DR, OSWEGO, IL 60543-8831
Document Number	0000015190
Instrument Date	Sep 13, 2017
Instrument	201700015190
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 E RICKARD DR, OSWEGO, IL 60543-8831

Mortgage

Document Number	, 201700015191
Date	Sep 22, 2017
Instrument	201700015191

Lender

Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,117 (+9.24%) Land $16,658 Building $59,459	$228,351 (+9.24%) Land $49,974 Building $178,377
2024	$4,854.00	$69,679 Land $15,249 Building $54,430	$209,037 Land $45,747 Building $163,290
2022		$56,480 Land $12,360 Building $44,120	$169,440 Land $37,080 Building $132,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 84 E Rickard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 E Rickard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKVILLE serves 23,000 people · EPA ID IL0930250
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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