Okaloosa County property record for 84 Cobia St, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 7 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,389 sqft Heated Area |
| Lot Size | 7,499 sqft (0.172 acres) |
| Last Sale | $2,650,000 (2023) |
| Tax Bill | $25,463.00 (2025) |
| Primary APN | C56-000-589-6055-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 7 Baths |
| Building Area | 3,389 sqft Heated Area |
| Gross Area | 4,381 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Porch | Open Porch |
| Porch Area | 992 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 84 COBIA ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BCH S/D LOT 2 BLK 23 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CRYSTAL BCH S/D |
| Legal Block | 23 |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 23308 |
Source: Okaloosa County records · APN C56-000-589-6055-0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 78 HUTCHINSON ST, DESTIN, FL 32541-3559 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 15, 2023 | Warranty Deed, Transfer NOT AVAILABLE, KETCHERSID LAND AND TTL LLC |
| Oct 04, 2017 | Warranty Deed, Transfer · Conventional Mortgage ORESTES J PENA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Doc Number | 0036621057 |
| Deed Book / Page | 3662 / 1057 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 15, 2023 |
| Property Address | 84 COBIA ST, DESTIN, FL 32541 |
| Document Number | 0036621057 |
| Book / Page | 3662 / 1057 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 3606272 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | NOT AVAILABLE, KETCHERSID LAND AND TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,550.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 338 CONCORD RD, GLEN MILLS, PA 19342-1510 |
| Name | Verified Name |
|---|---|
| Address | 78 HUTCHINSON ST, DESTIN, FL 32541-3559 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 04, 2017 |
| Property Address | 84 COBIA ST, DESTIN, FL 32541 |
| Document Number | 0033201982 |
| Book / Page | 003320 / 001982 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 3164037 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 750 PORT ST ALEXANDRIA VA 223142472, ALEXANDRIA, VA 22314-2472 |
| Document Number | 33201984 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 003320/001984 |
| Instrument | 3164038 |
| Name | ORESTES J PENA |
|---|---|
| Address | 11253 VINEDALE ST, SUN VALLEY, CA 91352-3217 |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,463.00 (+71%) | $2,149,993 (+47.2%) Land $566,284 Building $1,583,709 | $2,149,993 (+47.2%) Land $566,284 Building $1,583,709 |
| 2023 | $14,891.00 (+16.09%) | $1,460,623 (+24.24%) Land $513,822 Building $946,801 | $1,460,623 (+24.24%) Land $513,822 Building $946,801 |
| 2022 | $12,827.00 | $1,175,675 Land $467,111 Building $708,564 | $1,175,675 Land $467,111 Building $708,564 |
84 Cobia St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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