84 Chestnut St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 84 Chestnut St, Lodi, NJ 07644

Property Summary

Property Type	Exempt (Full or Partial)
Details	770 sqft · built 1948
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,000 (Sep 2025)
Tax Bill	$8,390 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00022-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`31-00022-0000-00001`
Alternative APNs	`310002200001` `044700`

Interior

Stories	1 Story
Building Area	770 sqft Gross Area
1st Floor Area	770 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	044700
Street Address	84 CHESTNUT ST
City	LODI
State	NJ
Zip	07644-2106
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	50X100 DISABLED VETERAN
Legal Subdivision	HASBROUCK TERRACE MAP #3
Legal Block	22
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5006
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 CHESTNUT ST, LODI, NJ 07644-2106
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Sep 30, 2025	Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Jul 22, 1998 · Amount on Record
Deed Document Number	202567183
Deed Book / Page	5612 / 338
Prior Transfer Date	Dec 31, 1999
Prior Transfer Doc	0000000210
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 26, 2026
Property Address	84 CHESTNUT ST, LODI, NJ 07644-2106
Document Number	0000034542
Book / Page	5804 / 280
Instrument Date	May 5, 2026
Instrument	202634542
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	84 CHESTNUT ST, LODI, NJ 07644-2106

Mortgage

Document Number	0000034542,
Date	May 26, 2026
Book Page	5804/280
Instrument	202634542

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	84 CHESTNUT ST, LODI, NJ 07644-2106
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042690184
Date	Jul 14, 2021
Book Page	4269/184
Instrument	2021112560

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Mar 1, 2036

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 30, 2025
Property Address	84 CHESTNUT ST, LODI, NJ 07644-2106
Document Number	0056120338
Book / Page	5612 / 338
Instrument Date	Sep 30, 2025
Instrument	2025067183
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, BERKSHIRE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,146.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 LONGRIDGE LOOP, AIKEN, SC 29803-7939

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	84 CHESTNUT ST, LODI, NJ 07644-2106

Mortgage

Document Number	2025067184
Date	Sep 30, 2025
Instrument	2025067184

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,000 (-) Land $160,000 Building $77,000	$237,000 (-) Land $160,000 Building $77,000
2025	$8,390.00 (+5.61%)	$237,000 (-) Land $160,000 Building $77,000	$237,000 (-) Land $160,000 Building $77,000
2024	$7,944.00 (+2.32%)	$237,000 (-) Land $160,000 Building $77,000	$237,000 (-) Land $160,000 Building $77,000
2023	$7,764.00 (+0.37%)	$237,000 Land $160,000 Building $77,000	$237,000 Land $160,000 Building $77,000
2022	$7,735.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	106 (1979–2024)
Claims Outside the SFHA	12 of 106
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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