Osage County property record for 84 Cardinal Ln, Westphalia, MO 65085
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2,017 sqft · built 1975 |
| Lot Size | 3.48 acres (151,589 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,096 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-80-28-00-000-0004.00 |
| Primary APN | 12-80-28-00-000-0004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,017 sqft Adjusted Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 151,589 sqft (3.48 acres) |
| Garage Area | 1,600 sqft |
| Account Number | 12802800000000400 |
|---|---|
| Street Address | 84 CARDINAL LN |
| City | WESTPHALIA |
| State | MO |
| Zip | 65085-2159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SE NE N OF HWY 133 SEC 28 T43N R10W |
| Legal Range | 10W |
| Legal Township | 43N |
| Legal Section | 28 |
| Jurisdiction | OSAGE MO |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 490300 |
Source: Osage County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 84 CARDINAL LN, WESTPHALIA, MO 65085-2159 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit RIVER REGION CU |
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit RIVER REGION CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 84 CARDINAL LN, WESTPHALIA, MO 65085-2159 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 84 CARDINAL LN, WESTPHALIA, MO 65085-2159 |
| Document Number | 0000595/23 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 595/23 |
| Instrument | 20231829 |
| Name | RIVER REGION CU |
|---|---|
| Type | Credit Union |
| Address | WESTPHALIA, MO 65085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 84 CARDINAL LN, WESTPHALIA, MO 65085-2159 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 571/69 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 571/69 |
| Instrument | 20212371 |
| Name | RIVER REGION CU |
|---|---|
| Type | Credit Union |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jul 19, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osage County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Osage County |
| Unified School District | Osage County R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,003 (-) | $121,073 (-) | |
| 2025 | $1,096.00 (+13.93%) | $23,003 (+10.7%) | $121,073 (+10.71%) Land $22,160 Building $98,913 |
| 2023 | $962.00 | $20,779 | $109,361 Land $40,906 Building $68,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1986–2022) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | May 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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