Suffolk County and Smithtown Town property record for 84 Caramel Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,435 sqft · built 1995 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,017,500 (Jan 2022) |
| Tax Bill | $17,952 (2024) |
| Deeds & Mortgages | Apr 2022 Sale Jan 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 63.-1-1.12 |
| Primary APN | 473489 63.-1-1.12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,435 sqft Living Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 2,435 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,700 sqft (0.59 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 84 CARAMEL RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | * TC-52 SCHOLAR ESTATES LOT 12 *8944 |
| Legal Subdivision | MAP SCHOLAR ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 135101 |
84 Caramel Rd is owned and occupied by two individuals who bought it in January 2022.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 84 CARAMEL RD, COMMACK, NY 11725-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed, Transfer |
| Jan 5, 2022 | Deed, Transfer |
| May 20, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on File |
| Deed Sale | Jan 5, 2022 · Amount on File |
| Prior Sale | Aug 31, 2000 · Amount on File |
| Deed Book / Page | 13137 / 33 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 4, 2022 |
| Property Address | 84 CARAMEL RD, COMMACK, NY 11725-1000 |
| Document Number | 0131500007 |
| Book / Page | 13150 / 7 |
| Instrument Date | Apr 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 5, 2022 |
| Property Address | 84 CARAMEL RD, COMMACK, NY 11725-1000 |
| Document Number | 0131370033 |
| Book / Page | 13137 / 33 |
| Instrument Date | Aug 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 ALTESSA BLVD, MELVILLE, NY 11747-5236 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 84 CARAMEL RD, COMMACK, NY 11725-1000 |
| Document Number | 0228260854 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 84 CARAMEL RD COMMACK NY 117251000, COMMACK, NY 11725-1000 |
| Document Number | 0228260854 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 022826/000854 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 14, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,560 Land $500 Building $6,060 | $820,000 Land $62,500 Building $757,500 | |
| 2024 | $17,952.00 | ||
| 2023 | $6,560 Land $500 Building $6,060 | $7,541 Land $575 Building $6,966 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 84 Caramel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 84 Caramel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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