84 Bruce Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 84 Bruce Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,286 sqft · built 2014
Lot Size	1.2 acres (52,670 sqft)
Owner	2 Individual Names on File
Last Sale	$2,260,000 (Dec 2025)
Tax Bill	$29,352 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CONC M:10G B:398`

Property Details

APN / Parcel Number

Primary APN	`CONC M:10G B:398`
Alternative APNs	`M:00010G B:00398-00000` `4127`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,286 sqft Living Area
Gross Area	9,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,670 sqft (1.2 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4127
Street Address	84 BRUCE RD
City	CONCORD
State	MA
Zip	01742-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	398
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1020
Census Tract	361100

Owner

Source: Middlesex County and Concord Town records · APN CONC M:10G B:398

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	84 BRUCE RD, CONCORD, MA 01742-3508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Aug 18, 2015 · Amount on Record
Deed Document Number	2025154416
Deed Book / Page	85013 / 552
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Dec 16, 2025
Property Address	84 BRUCE RD, CONCORD, MA 01742-3508
Document Number	085013-552
Book / Page	85013 / 552
Instrument Date	Dec 16, 2025
Instrument	154416
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	84 BRUCE RD, CONCORD, MA 01742-3508

Mortgage

Document Number	0000154417
Date	Dec 16, 2025
Instrument	154417

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Jan 01, 2033
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Concord Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,352.00 (+1.06%)	$2,213,600 (+0.07%) Land $627,300 Building $1,586,300	$2,450,430
2024	$29,045.00 (+21.79%)	$2,212,100 (+20.21%) Land $627,300 Building $1,584,800
2023	$23,849.00	$1,840,200 Land $570,200 Building $1,270,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2010)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Town of Concord, Massachusetts Fiber	1,000 / 1,000

Based on FCC filings for 68 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CONCORD WATER DEPT serves 18,788 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.