Middlesex County and Lowell City property record for 84 Barbara St, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,952 sqft · built 1996 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Mar 2024) |
| Tax Bill | $6,036 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C11710 |
| Primary APN | C11710 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,657 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | C11710 |
|---|---|
| Street Address | 84 BARBARA ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Subdivision | VARNUM AVE TERRACE AETNA LAND |
| Legal Block | 385 |
| Legal Lot Number | 84 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 310602 |
84 Barbara St is owned and occupied by two individuals who bought it in March 2024.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 84 BARBARA ST, LOWELL, MA 01854-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC |
| Mar 27, 2024 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Dec 14, 2023 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on File |
| Deed Sale | Mar 27, 2024 · Amount on File |
| Prior Sale | Dec 14, 2023 · Amount on File |
| Deed Document Number | 20247934 |
| Deed Book / Page | 38394 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 84 BARBARA ST, LOWELL, MA 01854-1434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039851-168 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 39851/168 |
| Instrument | 3976 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 27, 2024 |
| Property Address | 84 BARBARA ST, LOWELL, MA 01854-1434 |
| Document Number | 0038394-76 |
| Book / Page | 38394 / 76 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 7934 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 84 BARBARA ST, LOWELL, MA 01854-1434 |
| Document Number | 0000007935 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 7935 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 14, 2023 |
| Property Address | 84 BARBARA ST, LOWELL, MA 01854-1434 |
| Document Number | 038235-119 |
| Book / Page | 38235 / 119 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 36916 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 467 FOREST ST, DUNSTABLE, MA 01827-2500 |
The 2026 property tax bill for 84 Barbara St was $6,036, up 7.8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,036.00 (+7.84%) | $531,800 (+9.09%) Land $185,000 Building $346,800 | $586,991 (-9.48%) |
| 2025 | $5,597.00 (-1.32%) | $487,500 (+2.37%) Land $172,900 Building $314,600 | $648,470 (+10.92%) |
| 2024 | $5,672.00 (+5.96%) | $476,200 (+10.49%) Land $161,600 Building $314,600 | $584,630 |
| 2023 | $5,353.00 | $431,000 Land $140,500 Building $290,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 84 Barbara St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 84 Barbara St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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