Middlesex County and Chelmsford Town property record for 84 Acton Rd, Chelmsford, MA 01824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,374 sqft · built 1942 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $115,000 (Nov 1994) |
| Tax Bill | $6,879 (2026) |
| Deeds & Mortgages | Mar 2023 Refinance Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHEL M:0093 B:0353 L:6 |
| Primary APN | CHEL M:0093 B:0353 L:6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,374 sqft Living Area |
| Gross Area | 2,892 sqft |
| 1st Floor Area | 1,374 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7422 |
|---|---|
| Street Address | 84 ACTON RD |
| City | CHELMSFORD |
| State | MA |
| Zip | 01824-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 353 |
| Legal Lot Number | 6 |
| Jurisdiction | CHELMSFORD MA |
| Township / Civil Division | CHELMSFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 317101 |
Source: Middlesex County and Chelmsford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 84 ACTON RD, CHELMSFORD, MA 01824-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK |
| Aug 31, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 24, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BK NA |
| Dec 26, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 1994 · Amount on Record |
| Deed Sale | Nov 30, 1994 · Amount on Record |
| Last Transfer Date | Aug 24, 2021 |
| Transfer Doc | 36197-18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 84 ACTON RD, CHELMSFORD, MA 01824-3413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0037724-12 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 37724/12 |
| Instrument | 6976 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Recording Date | Aug 31, 2021 |
| Property Address | 84 ACTON RD, CHELMSFORD, MA 01824-3413 |
| Document Number | 36197-18 |
| Book / Page | 36197 / 18 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 51207 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 ACTON RD, CHELMSFORD, MA 01824-3413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 84 ACTON RD, CHELMSFORD, MA 01824-3413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 30858-253 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 30858/253 |
| Instrument | 3219 |
| Name | SANTANDER BK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 84 ACTON RD, CHELMSFORD, MA 01824-3413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 33698-281 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 33698/281 |
| Instrument | 58621 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2049 |
Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Chelmsford Town |
| Unified School District | Chelmsford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,879.00 (+2.9%) | $518,400 (+7.8%) Land $282,600 Building $235,800 | $494,855 (-) |
| 2025 | $6,685.00 (+3%) | $480,900 (+0.92%) Land $275,100 Building $205,800 | $494,855 (+4.54%) |
| 2024 | $6,490.00 (+1.49%) | $476,500 (+7.08%) Land $275,100 Building $201,400 | $473,385 |
| 2023 | $6,395.00 | $445,000 Land $292,700 Building $152,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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