8397 Spring Crk Loop, Salado, TX 76571 Property Records

Bell County property record for 8397 Spring Crk Loop, Salado, TX 76571

Property Summary

Property Type	Single Family Home
Details	3,075 sqft · built 2021
Lot Size	0.732 acres (31,886 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Mar 2022)
Tax Bill	$12,640 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0912889235`

Property Details

APN / Parcel Number

Primary APN	`0912889235`
Alternative APNs	`488855` `702678`

Interior

Stories	1 Story
Building Area	3,075 sqft Living Area
1st Floor Area	3,075 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	31,886 sqft (0.732 acres)
Garage Area	1,222 sqft
Parking Spaces	5 Parking Spaces
Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch

Location & Zoning

Street Address	8397 SPRING CREEK LOOP
City	SALADO
State	TX
Zip	76571-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING CREEK, BLOCK 005, LOT 0025, ACRES .732
Legal Subdivision	SPRING CREEK
Legal Block	5
Legal Lot Number	25
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	3
Census Block	3006
Census Tract	23404

Owner

8397 Spring Crk Loop is owned and occupied by two individuals who bought it in March 2022.

Source: Bell County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	451 E CENTRAL TEXAS EXPY, D, HARKER HEIGHTS, TX 76548-1900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING
Mar 11, 2021	Vendor's Lien, Transfer · Line of Credit THE SUE ELLEN VAN ZANTEN 2011 TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Mar 11, 2021 · Amount on File
Deed Document Number	202216016
Prior Transfer Date	Mar 10, 2021
Prior Transfer Doc	0000014516
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 11, 2022
Property Address	8397 SPRING CREEK LOOP, SALADO, TX 76571-2204
Document Number	0000016016
Map Reference	PL 2019-44-A-C
Instrument Date	Mar 10, 2022
Instrument	2022016016
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2024
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8397 SPRING CREEK LOOP, SALADO, TX 76571-2204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016017
Date	Mar 11, 2022
Instrument	2022016017

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 11, 2021
Property Address	8397 SPRING CREEK LOOP, SALADO, TX 76571-2204
Document Number	0000014516
Instrument Date	Mar 10, 2021
Instrument	2021014516
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1183, KILLEEN, TX 76540-1183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 SMOKY QUARTZ DR, KILLEEN, TX 76542-5382

Mortgage

Document Number	0000014517
Date	Mar 11, 2021
Instrument	2021014517

Lender

Name	THE SUE ELLEN VAN ZANTEN 2011 TRUST
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	Oct 10, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 8397 Spring Crk Loop was $12,640 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,640.00	$851,860 Land $160,000 Building $691,860	$851,860 Land $160,000 Building $691,860
2023	$10,764.00 (-7.25%) Homeowner's exemption	$758,132 Land $150,000 Building $608,132	$758,132 Land $150,000 Building $608,132
2022	$11,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8397 Spring Crk Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8397 Spring Crk Loop is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 56% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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