8397 Smith Rd, Kannapolis, NC 28081 Property Records

Rowan County property record for 8397 Smith Rd, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,274 sqft · built 1966
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on Record
Last Sale	$58,500 (Apr 2010)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`246 144`

Property Details

APN / Parcel Number

Primary APN	`246 144`
Alternative APN	`6304503`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	94,090 sqft (2.16 acres)
Porch	Porch
Porch Area	36 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	8397 SMITH RD
City	KANNAPOLIS
State	NC
Zip	28081-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.16AC
Legal Tract	1
Jurisdiction	ROWAN NC
Township / Civil Division	ATWELL
Census Block Group	3
Census Block	3011
Census Tract	51801

Owner

Source: Rowan County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8397 SMITH RD, KANNAPOLIS, NC 28081-8533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit PREMIER FCU
Aug 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2010 · Amount on Record
Deed Sale	Apr 1, 2010 · Amount on Record
Deed Book / Page	1159 / 506
Prior Transfer Date	Jul 17, 2006
Prior Transfer Doc	0010720481
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	8397 SMITH RD, KANNAPOLIS, NC 28081-8533
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013760976
Date	Jun 10, 2021
Book Page	1376/976

Lender

Name	PREMIER FCU
Type	Credit Union
Address	WANA, WV 26590

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 9, 2021
Property Address	8397 SMITH RD, KANNAPOLIS, NC 28081-8533
Document Number	0013810304
Book / Page	1381 / 304
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8260 SMITH RD, 8260, KANNAPOLIS, NC 28081-8532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8397 SMITH RD, KANNAPOLIS, NC 28081-8533

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00	$243,769 (-) Land $50,603 Building $193,166
2023	$1,608.00	$243,769 Land $50,603 Building $193,166	$243,769 Land $50,603 Building $193,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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