8395 Nichols Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8395 Nichols Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Aug 2022)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-300-001`

Property Details

APN / Parcel Number

Primary APN	`10-21-300-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	1,263 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	264 ft deep x 165 ft wide
Garage Area	792 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8395 NICHOLS RD
City	GAINES
State	MI
Zip	48436-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	A PARCEL OF LAND BEG 82 RDS N OF SW COR OF SEC TH E 16 RDS; TH S 10 RDS; TH W 16 RDS; TH N 10 RDS TO PLACE OF BEG SEC 21 T6N
Legal Range	05E
Legal Township	06N
Legal Section	21
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2001
Census Tract	12801

Owner

Source: Genesee County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13281 N HORRELL RD, FENTON, MI 48430-1008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit METRO MORTGAGE
Aug 3, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Aug 17, 2021	Intrafamily Transfer, Transfer
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SVC(S)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	2022080354467
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0000068425
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8395 NICHOLS RD, GAINES, MI 48436-9787
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9274 MARINUS DR, FENTON, MI 48430-8703

Mortgage

Document Number	0000057083
Date	Aug 17, 2022
Instrument	202208170057083

Lender

Name	METRO MORTGAGE
Type	Mortgage Company
Address	OWOSSO, MI 48867

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 3, 2022
Property Address	8395 NICHOLS RD, GAINES, MI 48436-9787
Document Number	0000054467
Instrument Date	Jul 27, 2022
Instrument	202208030054467
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9549 E COLE RD, 9549, DURAND, MI 48429-9481

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9274 MARINUS DR, FENTON, MI 48430-8703

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 17, 2021
Property Address	8395 NICHOLS RD, GAINES, MI 48436-9787
Document Number	202108170068425
Instrument Date	Dec 17, 2019
Instrument	202108170068425
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9549 E COLE RD, DURAND, MI 48429-9481

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8395 NICHOLS RD, GAINES, MI 48436-9787
Document Number	0000045864
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9549 E COLE RD DURAND MI 484299481, DURAND, MI 48429-9481

Mortgage

Document Number	0000045864
Date	Jun 26, 2019
Instrument	45864

Lender

Name	GREENSTONE FARM CREDIT SVC(S)
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,300 (+7.47%) Land $17,500 Building $45,800	$126,600 (+7.47%) Land $35,000 Building $91,600
2025	$2,977.00 (+59.37%)	$58,900 (+92.48%)	$117,800 (+92.48%)
2024	$1,868.00 (+16.75%)
2023		$30,600	$61,200
2019	$1,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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