8394 White Cloud Ct, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 8394 White Cloud Ct, Highlands Ranch, CO 80126

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,790 sqft · built 1988
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Aug 2013)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2229-03-1-13-048`

Property Details

APN / Parcel Number

Primary APN	`2229-03-1-13-048`
Alternative APNs	`R0328986` `0328986`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,790 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,428 sqft
Basement Area	384 sqft
Finished Basement	362 sqft
Unfinished Basement	22 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,225 sqft (0.097 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0328986
Street Address	8394 WHITE CLOUD CT
City	HIGHLANDS RANCH
State	CO
Zip	80126-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 45 BLK 1 HIGHLANDS RANCH #23 .097 AM/L
Legal Range	68W
Legal Township	06S
Legal Section	03
Legal Quarter	NE
Legal Subdivision	HIGHLANDS RANCH
Legal Block	1
Legal Lot Number	45
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	2
Census Block	2002
Census Tract	14107

Owner

8394 White Cloud Ct is owned and occupied by two individuals who bought it in August 2013.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8394 WHITE CLOUD CT, HIGHLANDS RANCH, CO 80126-2410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Apr 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2013 · Amount on File
Deed Sale	Aug 13, 2013 · Amount on File
Prior Sale	Oct 17, 2008 · Amount on File
Deed Document Number	201367492
Prior Transfer Date	Aug 7, 2013
Prior Transfer Doc	0000067492
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	8394 WHITE CLOUD CT, HIGHLANDS RANCH, CO 80126-2410
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032990
Date	May 6, 2022
Instrument	2022032990

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS CO
Recording Date	Apr 9, 2021
Property Address	8394 WHITE CLOUD CT, HIGHLANDS RANCH, CO 80126-2410
Document Number	0000047226
Instrument Date	Mar 15, 2021
Instrument	2021047226
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8394 WHITE CLOUD CT, HIGHLANDS RANCH, CO 80126-2410

Mortgage

Document Number	0000047227
Date	Apr 9, 2021
Instrument	2021047227

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	8394 WHITE CLOUD CT, HIGHLANDS RANCH, CO 80126-2410
Document Number	0000040028
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8394 WHITE CLOUD CT HIGHLANDS RANCH CO 801262410, HIGHLANDS RANCH, CO 80126-2410

Mortgage

Document Number	0000040028
Date	May 13, 2020
Instrument	40028

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 12, 2040

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	8394 WHITE CLOUD CT, HIGHLANDS RANCH, CO 80126-2410
Document Number	0000074054
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8394 WHITE CLOUD CT HIGHLANDS RANCH CO 801262410, HIGHLANDS RANCH, CO 80126-2410

Mortgage

Document Number	0000074054
Date	Dec 10, 2018
Instrument	74054

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8394 White Cloud Ct was $3,585, up 8.5% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,270 (-) Land $8,650 Building $28,620	$548,135 (-) Land $127,255 Building $420,880
2025	$3,585.00 (+8.47%)	$37,270 Land $8,650 Building $28,620	$548,135 Land $127,255 Building $420,880
2024	$3,305.00 (+0.18%)
2023	$3,299.00	$38,760 Land $9,600 Building $29,160	$578,470 Land $143,248 Building $435,222

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8394 White Cloud Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8394 White Cloud Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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