8392 E M 21, Ovid, MI 48866 Property Records

Clinton County property record for 8392 E M 21, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,829 sqft · built 1955
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jan 2017)
Tax Bill	$952 (2025)
Deeds & Mortgages	May 2026 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-014-200-015-00`

Property Details

APN / Parcel Number

Primary APN	`120-014-200-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	1,322 sqft
Basement Area	1,014 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	36 sqft
Deck Area	Deck Area
Utility Building	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8392 E M 21
City	OVID
State	MI
Zip	48866-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	LAND 175 FT E&W AND 250 FT N&S IN NE CORNER OF W 1/2 OF NE 1/4 OF NW 1/4, SEC 14 T7N R1W
Legal Range	01W
Legal Township	07N
Legal Section	14
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1031
Census Tract	11001

Owner

Source: Clinton County records · APN 120-014-200-015-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6644 HOUGHTON ST, CASS CITY, MI 48726-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 25, 2017	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Deed Document Number	20175250048
Last Transfer Date	May 18, 2026
Transfer Doc	0005365076
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	May 29, 2026
Property Address	8392 E M 21, OVID, MI 48866-9551
Document Number	0005365076
Instrument Date	May 18, 2026
Instrument	20265365076
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6644 HOUGHTON ST, CASS CITY, MI 48726-1506

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	8392 E M 21, OVID, MI 48866-9551
Transaction Type	Mortgage
Record Updated	Nov 05, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8392 E M 21, OVID, MI 48866-9551

Mortgage

Document Number	5317133
Date	Oct 26, 2021
Instrument	5317133

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jan 25, 2017
Property Address	8392 E M 21, OVID, MI 48866-9551
Document Number	5250048
Instrument Date	Jan 19, 2017
Instrument	5250048
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 N 2ND ST, 214, ELSIE, MI 48831-8748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 PERRY ST APT 2, 2, GRAND LEDGE, MI 48837-1396

Mortgage

Document Number	5250049
Date	Jan 25, 2017
Instrument	5250049

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Ovid Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,500 (+5.14%) Land $20,000 Building $92,500	$225,000 (+5.14%) Land $40,000 Building $185,000
2025	$952.00 Homeowner's exemption	$107,000 (+9.18%) Land $18,300 Building $88,700	$214,000 (+9.18%) Land $36,600 Building $177,400
2023		$98,000	$196,000
2018	$1,802.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), as of May 3, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260370110011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 4 locations within half a mile of this property.

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