8392 Denise Dr E, Largo (Seminole), FL 33777 Property Records

Pinellas County property record for 8392 Denise Dr E, Largo, FL 33777

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 1980
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Jun 2020)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-752-4712-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-752-4712-2`
Alternative APNs	`26-30-15-80057-000-0040` `153026800570000040` `R287150`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,064 sqft Heated Area
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R287150
Old Parcel Number	153026800570000040
Street Address	8392 DENISE DR E
City	LARGO
State	FL
Zip	33777-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE PINES SUB PHASE III LOT 4
Legal Range	15
Legal Township	30
Legal Section	26
Legal Subdivision	SEMINOLE PINES SUB PHASE III
Legal Phase	3
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	2
Census Block	2010
Census Tract	25007

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8392 DENISE DR E, LARGO, FL 33777-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 18, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 12, 2017	Warranty Deed, Transfer · Conventional with PMI NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	2020183062
Deed Book / Page	21043 / 2017
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	8392 DENISE DR E, LARGO, FL 33777-2700
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	SOMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8392 DENISE DR, SEMINOLE, FL 33777-2700

Mortgage

Document Number	0216910231
Date	Aug 27, 2021
Book Page	21691/231
Instrument	2021283008

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 18, 2020
Property Address	8392 DENISE DR E, SEMINOLE, FL 33777-2700
Document Number	0210432017
Book / Page	21043 / 2017
Map Reference	MB 81 PG 42&43
Instrument Date	Jun 11, 2020
Instrument	2020183062
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8392 DENISE DR E, 8392, SEMINOLE, FL 33777-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8392 DENISE DR, SEMINOLE, FL 33777-2700

Mortgage

Document Number	0210432019
Date	Jun 18, 2020
Instrument	21043/2019

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 12, 2017
Property Address	8392 DENISE DR E, SEMINOLE, FL 33777-2700
Document Number	0196280674
Book / Page	019628 / 000674
Instrument Date	May 8, 2017
Instrument	149547
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	STAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,137.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8392 DENISE DR LARGO FL 337772700, LARGO, FL 33777-2700

Mortgage

Document Number	196280676
Date	May 12, 2017
Book Page	019628/000676
Instrument	149548

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,211.00 (+10.84%) Homeowner's exemption Widower's exemption	$215,275 (+5.99%)	$240,385 (-2.43%) Land $94,505 Building $145,880
2023	$2,897.00 (+0.14%) Homeowner's exemption Widower's exemption	$203,115 (+3%)	$246,371 (+11.21%) Land $136,825 Building $109,546
2022	$2,893.00 Homeowner's exemption Widower's exemption	$197,199	$221,527 Land $138,717 Building $82,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 311 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	554 units insured incl. 243 condo units
Nearby Flood Claims	71 (1978–2025)
Claims Outside the SFHA	5 of 71
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 18 claims Hurricane Elena, Sep 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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