839 Upland Loop, O Fallon, MO 63368 Property Records

St. Charles County property record for 839 Upland Loop, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,728 sqft · built 2021
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Last Sale	$495,382 (Jun 2021)
Tax Bill	$6,218 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T222000061`

Property Details

APN / Parcel Number

Primary APN	`T222000061`
Alternative APN	`4-0068-D028-00-0124.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Basement Area	1,728 sqft
Finished Basement	885 sqft

Exterior

Year Built	Built 2021
Exterior Material	Composition/Composite
Lot Area	7,754 sqft (0.178 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T222000061
Street Address	839 UPLAND LOOP
City	O FALLON
State	MO
Zip	63368-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #4 LOT 124
Legal Subdivision	STREETS OF CALEDONIA #4
Legal Lot Number	124
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records · APN T222000061

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	839 UPLAND LOOP, O FALLON, MO 63368-6594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	0202152605
Deed Book / Page	2021 / 52605
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2021
Property Address	839 UPLAND LOOP, O FALLON, MO 63368-6594
Document Number	0000052605
Map Reference	DOC 2021R000319
Instrument Date	Jun 21, 2021
Instrument	2021R-052605
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 07, 2023
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	839 UPLAND LOOP, O FALLON, MO 63368-6594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 UPLAND LOOP, O FALLON, MO 63368-6594

Mortgage

Document Number	0000052606
Date	Jun 22, 2021
Instrument	2021R-052606

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,218.00	$93,771 (-4.29%)	$493,534 (-4.29%) Land $80,000 Building $413,534
2023		$97,973
2022			$515,643 Land $80,000 Building $435,643

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, Cable One.

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.