839 Townsend Cres W, Algonac, MI 48001 Property Records

St. Clair County property record for 839 Townsend Cres W, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,098 sqft · built 1977
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Apr 2019)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-121-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-121-0002-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	839 TOWNSEND CRES W
City	ALGONAC
State	MI
Zip	48001-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	N 1/2 LOT 4 & ALL LOT 5 BROADMOOR SUBD SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	BROADMOOR SUBD
Legal Lot Number	4-5
Legal Unit	4,5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4017
Census Tract	649000

Owner

839 Townsend Cres W is owned and occupied by an individual who bought it in April 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	839 TOWNSEND CRES W, ALGONAC, MI 48001-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	Jan 6, 2016 · Amount on File
Deed Document Number	20195674
Deed Book / Page	5042 / 354
Prior Transfer Date	Aug 2, 2011
Prior Transfer Doc	004171/973
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 1, 2019
Property Address	839 TOWNSEND CRES W, ALGONAC, MI 48001-1621
Document Number	0005042354
Book / Page	5042 / 354
Map Reference	LB 56 PG 22
Instrument Date	Mar 15, 2019
Instrument	2019005674
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	PLATINUM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8497 MCKINLEY RD, CLAY, MI 48001-3330

Mortgage

Document Number	2019005675
Date	Apr 1, 2019
Instrument	2019005675

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 839 Townsend Cres W was $3,324 with a homeowner's exemption, up 2.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,600 (+0.21%)	$193,200
2025	$3,324.00 (+2.06%) Homeowner's exemption	$96,400
2024	$3,257.00		$192,800
2023		$85,600
2022	$2,904.00		$171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 839 Townsend Cres W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 97 policies
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 839 Townsend Cres W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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