839 Tierra Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 839 Tierra Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,810 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$517,900 (Apr 2023)
Tax Bill	$5,685 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R27-223-18-4301-0000-0360`

Property Details

APN / Parcel Number

Primary APN	`R27-223-18-4301-0000-0360`
Alternative APN	`1799030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,810 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	839 TIERRA DR
City	SPRING HILL
State	FL
Zip	34609-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITING ESTATES LOT 36
Legal Subdivision	WHITING ESTATES
Legal Lot Number	36
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4012
Census Tract	40906

Owner

839 Tierra Dr is owned and occupied by an individual who bought it in April 2023.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	839 TIERRA DR, SPRING HILL, FL 34609-6614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Unknown FIFTH THIRD BANK NA
Apr 18, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 1, 2022	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	2023021374
Deed Book / Page	4285 / 1671
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	839 TIERRA DR, SPRING HILL, FL 34609-6614
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0042151056
Date	Sep 1, 2022
Book Page	4215/1056
Instrument	2022066276

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Unknown
Amount	Amount on Record
Term	23 Months
Due	Aug 1, 2024

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 18, 2023
Property Address	839 TIERRA DR, SPRING HILL, FL 34609-6614
Document Number	0042851671
Book / Page	4285 / 1671
Map Reference	MB 44 PG 29-32
Instrument Date	Mar 31, 2023
Instrument	2023021374
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,625.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	839 TIERRA DR, BROOKSVILLE, FL 34609-6614

Mortgage

Document Number	2023021375
Date	Apr 18, 2023
Instrument	2023021375

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 1, 2022
Property Address	839 TIERRA DR, SPRING HILL, FL 34609-6614
Document Number	0042030344
Book / Page	4203 / 344
Map Reference	MB 44 PG 29
Instrument Date	Jul 29, 2022
Instrument	2022058392
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$5,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 SHERMAN AVE STE 215, 215, EVANSTON, IL 60201-4361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 839 Tierra Dr was $5,685 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,685.00 Additional exemption filed	$437,686 Land $65,520 Building $372,166	$437,686 Land $65,520 Building $372,166
2023		$40,950 (+25%)
2022	$621.00	$32,760 Land $32,760	$40,950 Land $40,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 839 Tierra Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 839 Tierra Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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