839 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 839 Shore Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,671 sqft · built 1974
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Aug 2025)
Tax Bill	$8,422 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-904-00181100`

Property Details

APN / Parcel Number

Primary APN	`01-904-00181100`
Alternative APNs	`190400181100` `90400181100`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,671 sqft Living Area
Gross Area	4,246 sqft
1st Floor Area	1,358 sqft
Utility Area	251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	702 sqft
Porch	Open Porch
Porch Area	190 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90400181100
Street Address	839 SHORE DR
City	EDGEWATER
State	MD
Zip	21037-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 6396 TO 6400 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	6396
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2019
Census Tract	701103

Owner

839 Shore Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Anne Arundel County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	839 SHORE DR, EDGEWATER, MD 21037-2140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage NATIONWIDE EQQUITIES CORPORATION
Mar 13, 2017	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage GOODLIFE HM LNS
Nov 30, 2020	Reverse Mortgage, Construction Loan · Construction Mortgage COMMISSIONER/HSNG & URBAN DEV
Feb 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Jul 28, 2004 · Amount on File
Deed Book / Page	41560 / 496
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	839 SHORE DR, EDGEWATER, MD 21037-2140
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	NATIONAL REVERSE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 SHORE DR, EDGEWATER, MD 21037-2140

Mortgage

Document Number	0392760057
Date	Nov 16, 2022
Book Page	39276/57

Lender

Name	NATIONWIDE EQQUITIES CORPORATION
Type	Non-Lending Institution
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	874 Months
Due	Sep 3, 2095

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	839 SHORE DR, EDGEWATER, MD 21037-2140
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NEWLYN TITLE ASSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0307240002
Date	Mar 13, 2017
Book Page	30724/002
Instrument	30724-002

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	839 SHORE DR, EDGEWATER, MD 21037-2140
Document Number	0356910144
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 SHORE DR EDGEWATER MD 210372140, EDGEWATER, MD 21037-2140

Mortgage

Document Number	0356910144
Date	Nov 30, 2020
Book Page	035691/000144

Lender

Name	GOODLIFE HM LNS
Address	BELLEVUE, WA 98004

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Nov 29, 2095

Interest

Rate Type	Adjustable Rate

November 2020: Reverse Mortgage, Construction Loan

Document Type	Reverse Mortgage
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 30, 2020
Property Address	839 SHORE DR, EDGEWATER, MD 21037-2140
Document Number	0356910159
Book / Page	035691 / 000159
Instrument Date	Nov 13, 2020
Transaction Type	Construction Loan
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 SHORE DR EDGEWATER MD 210372140, EDGEWATER, MD 21037-2140

Mortgage

Document Number	356910159
Date	Nov 30, 2020
Book Page	035691/000159

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	900 Months
Due	Nov 29, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.17%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	839 SHORE DR, EDGEWATER, MD 21037-2140
Document Number	0307240022
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TITLE ASSURANCE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 SHORE DR EDGEWATER MD 210372140, EDGEWATER, MD 21037-2140

Mortgage

Document Number	0307240022
Date	Mar 13, 2017
Book Page	030724/000022

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Mar 12, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

The 2025 property tax bill for 839 Shore Dr was $8,422.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$723,100 Land $349,500 Building $373,600	$723,100 Land $349,500 Building $373,600
2025	$8,422.00
2023	$6,034.00 Homeowner's exemption	$619,300 Land $269,600 Building $349,700	$619,300 Land $269,600 Building $349,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 839 Shore Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 839 Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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