839 S Ham Ln, Lodi, CA 95242 Property Records

San Joaquin County property record for 839 S Ham Ln, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 1945
Lot Size	0.172 acres (7,488 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2005)
Tax Bill	$5,242 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`033-040-120-000`

Property Details

APN / Parcel Number

Primary APN	`033-040-120-000`
Alternative APN	`033-040-12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,945 sqft Living Area
1st Floor Area	1,945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,488 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	033-040-12
Street Address	839 S HAM LN
City	LODI
State	CA
Zip	95242-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWP 03N RGE 06E SEC 11
Legal Subdivision	HAM LANE PROFESSIONAL CENTER 0
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1011
Census Tract	4309

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	839 S HAM LN, LODI, CA 95242-3544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage · ARM NEW PENN FINANCIAL LLC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional with PMI VALLEY VIEW HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2005 · Amount on Record
Deed Sale	Jul 20, 2005 · Amount on Record
Prior Sale	Jul 17, 2003 · Amount on Record
Deed Document Number	2005175454
Last Transfer Date	Oct 19, 2006
Transfer Doc	0000225115
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	839 S HAM LN, LODI, CA 95242-3544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062338
Date	Jun 6, 2018
Instrument	2018-062338

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	839 S HAM LN, LODI, CA 95242-3544
Document Number	0000078093
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	839 S HAM LN LODI CA 952423544, LODI, CA 95242-3544

Mortgage

Document Number	0000078093
Date	Jul 1, 2020
Instrument	78093

Lender

Name	VALLEY VIEW HM LOANS
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,242.00 (+0.34%)
2025	$5,224.00 (+4.08%) Homeowner's exemption	$488,994 (+4.04%) Land $195,597 Building $293,397
2023	$5,019.00 (+2.28%) Homeowner's exemption	$470,007 Land $188,002 Building $282,005	$452,520
2022	$4,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on S Ham Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures