839 Providence Way, Rockwall, TX 75032 Property Records

Rockwall County property record for 839 Providence Way, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,290 sqft · built 2019
Lot Size	1 acres (43,647 sqft)
Owner	Individual Name on Record
Last Sale	$885,000 (Jun 2026)
Tax Bill	$21,511 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R93911`

Property Details

APN / Parcel Number

Primary APN	`R93911`
Alternative APNs	`S4699-000A-0017-00-0R` `93911`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,290 sqft Living Area
Gross Area	5,276 sqft
1st Floor Area	4,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,647 sqft
Garage Type	Attached
Garage Area	866 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool House	495 sqft
Porch	Covered Porch
Porch Area	120 sqft
Patio Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	839 PROVIDENCE WAY
City	ROCKWALL
State	TX
Zip	75032-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE ADDITION, BLOCK A, LOT 17
Legal Subdivision	PROVIDENCE ADDITION
Legal Tract	17
Legal Block	A
Legal Lot Number	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1021
Census Tract	40508

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	839 PROVIDENCE WAY, ROCKWALL, TX 75032-7052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit CARDINAL FINANCIAL
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit B1BANK
Jun 9, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 12, 2023	Vendor's Lien, Transfer · Conventional Mortgage FROST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	202610895
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	0000008694
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	Jul 1, 2026
Property Address	839 PROVIDENCE WAY, ROCKWALL, TX 75032-7052
Document Number	0000012453
Instrument Date	Jun 25, 2026
Instrument	202612453
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	GLOBAL PRFD TITLE, GLOBAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 PROVIDENCE WAY, ROCKWALL, TX 75032-7052

Mortgage

Document Number	0000012453,
Date	Jul 1, 2026
Instrument	202612453

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.87%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	839 PROVIDENCE WAY, ROCKWALL, TX 75032-7052
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SECURED TITLE/TX LLC, SECURED TITLE OF TX ROCKWALL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006087
Date	Apr 17, 2023
Instrument	20230000006087

Lender

Name	B1BANK
Type	Bank
Address	BATON ROUGE, LA 70801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 9, 2026
Property Address	839 PROVIDENCE WAY, ROCKWALL, TX 75032-7052
Document Number	0000010895
Instrument Date	Jun 4, 2026
Instrument	202610895
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 PROVIDENCE WAY, ROCKWALL, TX 75032-7052

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 12, 2023
Property Address	839 PROVIDENCE WAY, ROCKWALL, TX 75032-7052
Document Number	0000017219
Map Reference	CAB J SL 213
Instrument Date	Oct 12, 2023
Instrument	20230000017219
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 PROVIDENCE WAY, HEATH, TX 75032-7052

Mortgage

Document Number	0000017220
Date	Oct 12, 2023
Instrument	20230000017220

Lender

Name	FROST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,465,360 (+1.5%) Land $375,000 Building $1,090,360	$1,465,360 (+1.5%) Land $375,000 Building $1,090,360
2025	$21,511.00 (-3.48%) Homeowner's exemption	$1,443,664 (+1%) Land $375,000 Building $1,068,664	$1,443,664 (+1%) Land $375,000 Building $1,068,664
2024	$22,286.00 (+86.9%)
2023	$11,924.00 (-2.17%) Homeowner's exemption	$1,312,476 Land $300,000 Building $1,012,476	$1,312,476 Land $300,000 Building $1,012,476
2021	$12,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Optimum.

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