839 Old Mill Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 839 Old Mill Rd, Ridgeway, VA 24148 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,494 sqft · built 1980
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2018)
Tax Bill	$690 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167520000`

Property Details

APN / Parcel Number

Primary APN	`167520000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 1980
Lot Area	59,677 sqft (1.37 acres)

Location & Zoning

Street Address	839 OLD MILL RD
City	RIDGEWAY
State	VA
Zip	24148-4297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST RD 640
Legal Subdivision	STANLEY R PALMER
Legal Tract	7F
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2019
Census Tract	10500

Owner

Source: Henry County records · APN 167520000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	839 OLD MILL RD, RIDGEWAY, VA 24148-4297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY
Sep 03, 2025	Intrafamily Transfer, Transfer · Line of Credit CARTER BANK & TRUST
Aug 13, 2018	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	180002848
Last Transfer Date	Sep 03, 2025
Transfer Doc	0250003305
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	839 OLD MILL RD, RIDGEWAY, VA 24148-4297
Transaction Type	Mortgage
Record Updated	Oct 02, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000834
Date	Mar 11, 2020
Instrument	200000834

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY VA
Recording Date	Sep 03, 2025
Property Address	839 OLD MILL RD, RIDGEWAY, VA 24148-4297
Document Number	0250003305
Map Reference	MB 74 PG 25
Instrument Date	Aug 28, 2025
Instrument	250003305
Transaction Type	Transfer
Record Updated	Oct 02, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	839 OLD MILL RD, RIDGEWAY, VA 24148-4297

Mortgage

Document Number	0250003306
Date	Sep 03, 2025
Instrument	250003306

Lender

Name	CARTER BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Aug 13, 2018
Property Address	839 OLD MILL RD, RIDGEWAY, VA 24148-4297
Document Number	180002848
Instrument Date	Jul 26, 2018
Instrument	180002848
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 WRIGHT RD, RIDGEWAY, VA 24148-3973

Mortgage

Document Number	180002849
Date	Aug 13, 2018
Instrument	180002849

Lender

Name	AMERICAN NATIONAL BANK AND TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$690.00	$124,400 (-) Land $11,400 Building $113,000
2023	$690.00	$124,400 Land $11,400 Building $113,000	$124,400 (-) Land $11,400 Building $113,000
2021			$124,400 Land $11,400 Building $113,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (51089C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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