839 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 839 Mosaic Cir, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,506 sqft · built 1991
Lot Size0.109 acres (4,759 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Mar 1998)
Tax Bill$2,961 (2025)
Deeds & MortgagesSep 2017 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN161-691-43-00

Property Details

APN / Parcel Number

Primary APN161-691-43-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,506 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area4,759 sqft (0.109 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address839 MOSAIC CIR
CityOCEANSIDE
StateCA
Zip92057-6226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-1 (Res)
Legal DescriptionLOT 76 TR 012337
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012337
Legal Block1
Legal Lot Number76
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract18525

Owner

Source: San Diego County records · APN 161-691-43-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address839 MOSAIC CIR, OCEANSIDE, CA 92057-6226
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
Oct 29, 2018Deed of Trust, Mortgage · Line of Credit
PACIFIC MARINE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 1998 · Amount on Record
Deed SaleMar 12, 1998 · Amount on Record
Prior SaleSep 13, 1990 · Amount on Record
Deed Document Number1998135461
Last Transfer DateFeb 03, 2012
Transfer Doc0000075406
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address839 MOSAIC CIR, OCEANSIDE, CA 92057-6226
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000440271
DateSep 26, 2017
Instrument2017-0440271
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2032

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address839 MOSAIC CIR, OCEANSIDE, CA 92057-6226
Document Number0000461238
Instrument DateOct 29, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address839 MOSAIC CIR OCEANSIDE CA 920576226, OCEANSIDE, CA 92057-6226

Mortgage

Document Number0000461238
DateNov 05, 2018
Instrument461238
Lender
NamePACIFIC MARINE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 04, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$263,818 (+2%) Land $118,261 Building $145,557
2025$2,961.00 (+8.66%)$258,646 (+4.04%) Land $115,943 Building $142,703
2023$2,725.00 (+0.26%)$248,604 Land $111,442 Building $137,162
2022$2,718.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 2,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 543 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Mosaic Cir

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