839 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 839 Harding St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 1980
Lot Size	0.149 acres (6,484 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,003 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`227-550-46-00`

Property Details

APN / Parcel Number

Primary APN	`227-550-46-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,390 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,484 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	839 HARDING ST
City	ESCONDIDO
State	CA
Zip	92027-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 41 TR 008778
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	008778
Legal Block	1
Legal Lot Number	41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	20211

Owner

839 Harding St is owned and occupied by two individuals who acquired it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	839 HARDING ST, ESCONDIDO, CA 92027-1650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage PMAC LENDING SERVICES INC
Oct 19, 2021	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2019	Intrafamily Transfer, Transfer · FHA Mortgage ASSENT MORTGAGE LLC
Mar 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage AMERICASH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021
Deed Sale	Oct 19, 2021
Prior Sale	May 6, 2019
Deed Document Number	2021727837
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000727837
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2026
Property Address	839 HARDING ST, ESCONDIDO, CA 92027-1650
Document Number	0000094878
Instrument Date	Apr 1, 2026
Instrument	202694878
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 HARDING ST, ESCONDIDO, CA 92027-1650

Mortgage

Document Number	0000094878,
Date	Apr 7, 2026
Instrument	202694878

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	839 HARDING ST, ESCONDIDO, CA 92027-1650
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407937
Date	Jul 27, 2020
Instrument	2020-0407937

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2021
Property Address	839 HARDING ST, ESCONDIDO, CA 92027-1650
Document Number	0000727837
Map Reference	MAP 8778
Instrument Date	Oct 14, 2021
Instrument	2021-0727837
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	839 HARDING ST, ESCONDIDO, CA 92027-1650

Mortgage

Document Number	0000727838
Date	Oct 19, 2021
Instrument	2021-0727838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2019
Property Address	839 HARDING ST, ESCONDIDO, CA 92027-1650
Document Number	0000167039
Map Reference	MAP 8778
Instrument Date	Apr 25, 2019
Instrument	2019-0167039
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	839 HARDING ST, ESCONDIDO, CA 92027-1650

Mortgage

Document Number	0000167040
Date	May 6, 2019
Instrument	2019-0167040

Lender

Name	ASSENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2017
Property Address	839 HARDING ST, ESCONDIDO, CA 92027-1650
Document Number	0000124232
Instrument Date	Feb 22, 2017
Instrument	124232
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	839 HARDING ST ESCONDIDO CA 920271650, ESCONDIDO, CA 92027-1650

Mortgage

Document Number	124233
Date	Mar 17, 2017
Instrument	124233

Lender

Name	AMERICASH
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 839 Harding St was $6,003 with a homeowner's exemption, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,045 (+2%) Land $371,088 Building $169,957
2025	$6,003.00 (+2.11%) Homeowner's exemption	$530,437 Land $363,812 Building $166,625
2024	$5,879.00 (+2.33%)
2023	$5,745.00 (+39%) Homeowner's exemption	$509,841 Land $349,686 Building $160,155
2022	$4,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 839 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 839 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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