839 E Main St, Shelby, NC 28150 Property Records

Cleveland County property record for 839 E Main St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,638 sqft · built 1962
Lot Size	0.356 acres (15,510 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Dec 2021)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29680`

Property Details

APN / Parcel Number

Primary APN	`29680`
Alternative APN	`1343913`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,638 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Brick
Lot Area	15,510 sqft (0.356 acres)
Lot Dimensions	165 ft deep x 94 ft wide
Porch	Slab
Porch Area	168 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343913
Street Address	839 E MAIN ST
City	SHELBY
State	NC
Zip	28150-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#2 BLK G PB8-60 EASTWAY HTS SD
Legal Subdivision	EASTWAY HTS
Legal Block	1
Legal Lot Number	5
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1015
Census Tract	950702

Owner

Source: Cleveland County records · APN 29680

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	839 E MAIN ST, SHELBY, NC 28150-6152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	2021200065683
Deed Book / Page	1860 / 176
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 14, 2021
Property Address	839 E MAIN ST, SHELBY, NC 28150-6152
Document Number	0018600176
Book / Page	1860 / 176
Map Reference	MB 8 PG 60
Instrument Date	Dec 08, 2021
Instrument	200065683
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 E MAIN ST, SHELBY, NC 28150-6152
Investor	Possibly a Property Investor

Mortgage

Document Number	0001860179
Date	Dec 14, 2021
Instrument	1860/179

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jan 01, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	1-Year LIBOR
Max Rate	9.15%

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,311 (-) Land $17,935 Building $149,376	$167,311 (-) Land $17,935 Building $149,376
2025	$1,664.00	$167,311 (+57.34%) Land $17,935 Building $149,376	$167,311 (+57.34%) Land $17,935 Building $149,376
2023		$106,337 Land $14,946 Building $91,391	$106,337 Land $14,946 Building $91,391

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

Based on FCC filings for 124 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SHELBY serves 23,600 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.