Brevard County property record for 839 Consumer St SE, Palm Bay, FL 32909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1983 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Oct 2020) |
| Tax Bill | $3,632 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-37-05-GJ-304-22 |
| Primary APN | 29-37-05-GJ-304-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,044 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 127 ft deep x 73 ft wide |
| View / Lot | Mainland |
| Porch | Florida Room |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 2923619 |
|---|---|
| Street Address | 839 CONSUMER ST SE |
| City | PALM BAY |
| State | FL |
| Zip | 32909-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | PORT MALABAR UNIT 9 LOT 1, PT OF LOT 22 AS DESC IN ORB 2521 PG 2505 & ALL LOT 23 BLK 304 |
| Legal Range | 37E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | PORT MALABAR UNIT 9 |
| Legal Block | 304 |
| Legal Lot Number | 22 |
| Legal Unit | 9 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71342 |
839 Consumer St SE is owned and occupied by two individuals who bought it in October 2020.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 839 CONSUMER ST SE, PALM BAY, FL 32909-3732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Oct 13, 2020 | Warranty Deed, Transfer · FHA Mortgage ALKAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Prior Sale | Jun 5, 1996 · Amount on File |
| Deed Document Number | 2020225818 |
| Deed Book / Page | 8885 / 142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 839 CONSUMER ST SE, PALM BAY, FL 32909-3732 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 839 CONSUMER ST SE, PALM BAY, FL 32909-3732 |
| Document Number | 0095330357 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 9533/357 |
| Instrument | 2022148595 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 13, 2020 |
| Property Address | 839 CONSUMER ST SE, PALM BAY, FL 32909-3732 |
| Document Number | 0088850142 |
| Book / Page | 8885 / 142 |
| Map Reference | MB 15 PG 1-9 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2020225818 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | FOUNDATION TTL & SETMNT SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,029.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3177 MAIN ST, 3177, BONDSVILLE, MA 01009-7751 |
| Name | Verified Name |
|---|---|
| Address | 839 CONSUMER ST SE, PALM BAY, FL 32909-3732 |
| Document Number | 8885144 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 8885/144 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 839 Consumer St SE was $3,632 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,780 (+2.7%) | $250,290 (+5.44%) | |
| 2025 | $3,632.00 Homeowner's exemption | $237,380 Land $165,000 Building $72,380 | $237,380 Land $165,000 Building $72,380 |
| 2023 | $3,886.00 (+15.07%) | $258,190 (+21.58%) Land $135,000 Building $123,190 | $258,190 (+21.58%) Land $135,000 Building $123,190 |
| 2022 | $3,377.00 | $212,370 Land $105,000 Building $107,370 | $212,370 Land $105,000 Building $107,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 839 Consumer St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 839 Consumer St SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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