839 Cole St, Charlottesville, VA 22901 Property Records

Albemarle County property record for 839 Cole St, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,785 sqft · built 2011
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (May 2018)
Tax Bill	$6,285 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062G0-01-6B-06400`

Property Details

APN / Parcel Number

Primary APN	`062G0-01-6B-06400`
Alternative APN	`27791`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,785 sqft Finished Area
Basement Area	945 sqft
Finished Basement	900 sqft
Unfinished Basement	45 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	3,093 sqft (0.071 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Patio Area	160 sqft
Balcony Area	160 sqft
Guest House	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	839 COLE ST
City	CHARLOTTESVILLE
State	VA
Zip	22901-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	BELVEDERE 6B 64 PH I
Legal Subdivision	BELVEDERE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1006
Census Tract	10602

Owner

839 Cole St is owned by an individual who bought it in May 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2595 CARDINAL RIDGE RD, CHARLOTTESVILLE, VA 22901-8895
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Jul 11, 2012 · Amount on File
Deed Document Number	20185592
Deed Book / Page	5050 / 229
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 23, 2018
Property Address	839 COLE ST, CHARLOTTESVILLE, VA 22901-3207
Document Number	0000005592
Book / Page	005050 / 000229
Instrument Date	Apr 27, 2018
Instrument	5592
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	839 COLE ST CHARLOTTESVILLE VA 229013207, CHARLOTTESVILLE, VA 22901-3207

Mortgage

Document Number	5593
Date	May 23, 2018
Book Page	005050/000232
Instrument	5593

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 839 Cole St was $6,285, up 5.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,285.00 (+5.63%)	$703,000 (+5.62%) Land $233,000 Building $470,000	$703,000 (+5.62%) Land $233,000 Building $470,000
2025	$5,950.00	$665,600 Land $205,000 Building $460,600	$665,600 Land $205,000 Building $460,600
2023	$4,972.00	$582,300 Land $175,000 Building $407,300	$582,300 Land $175,000 Building $407,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 839 Cole St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 839 Cole St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cole St

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