839 Clark St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 839 Clark St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1997
Square Footage1,512 sqft Living Area
Lot Size60,000 sqft (1.37 acres)
OccupancyOwner Occupied
Last Sale$89,900 (2000)
Tax Bill$5,039.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:H-37 B:0033H L:0032H
Alternative APN
  • GARD M:H37 B:1 L:32H

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,512 sqft Living Area
Gross Area2,786 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area60,000 sqft (1.37 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address839 CLARK ST
CityGARDNER
StateMA
Zip01440-1256
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number32H
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup1
Census Block1002
Census Tract707400

Owner

Source: Worcester County and Gardner City records · APN M:H-37 B:0033H L:0032H

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing Address839 CLARK ST, GARDNER, MA 01440-1256
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage
ALL ONE CREDIT UNION
May 17, 2021Deed of Trust, Mortgage · Stand Alone Refinance
LEOMINSTER CU
Oct 17, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WORKERS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on May 30, 2000
  • Deed Sale Price on May 30, 2000
  • Prior Sale Amount on Jun 27, 1997
Deed Book / Page22633 / 356
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address839 CLARK ST, GARDNER, MA 01440-1256
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072721-92
DateOct 24, 2025
Book Page72721/92
Instrument92047
Lender
NameALL ONE CREDIT UNION
Agreement
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address839 CLARK ST, GARDNER, MA 01440-1256
Transaction TypeMortgage
Record UpdatedJun 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number65182-292
DateMay 17, 2021
Book Page65182/292
Instrument67968
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueJun 01, 2041

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address839 CLARK ST, GARDNER, MA 01440-1256
Document Number59574-1
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address839 CLARK ST GARDNER MA 014401256, GARDNER, MA 01440-1256

Mortgage

Document Number59574-1
DateOct 22, 2018
Book Page059574/000001
Instrument111552
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 21, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,039.00 (-3.19%)$350,900 (+1.07%) Land $87,000 Building $263,900$407,645
2024$5,205.00 (+5.88%)$347,200 (+13.91%) Land $79,200 Building $268,000
2023$4,916.00$304,800 Land $78,000 Building $226,800

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