839 Cindy Ln, Livermore, CA 94550 Property Records

Alameda County property record for 839 Cindy Ln, Livermore, CA 94550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,784 sqft · built 1989
Lot Size	0.121 acres (5,265 sqft)
Owner	Company Name on Record
Tax Bill	$5,400 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`99A-2908-38`

Property Details

APN / Parcel Number

Primary APN	`99A-2908-38`
Alternative APN	`099A-2908-038-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Tile
Lot Area	5,265 sqft (0.121 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	839 CINDY LN
City	LIVERMORE
State	CA
Zip	94550-7265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT: 00038 BLK: TR: 5474
Legal Subdivision	TRACT 5474
Legal Tract	5474
Legal Lot Number	38
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1013
Census Tract	451503

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	839 CINDY LN, LIVERMORE, CA 94550-7265
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit UNCLE CU
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2018	Intrafamily Transfer, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2020
Transfer Doc	0000270465
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	839 CINDY LN, LIVERMORE, CA 94550-7265
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 CINDY LN, LIVERMORE, CA 94550-7265

Mortgage

Document Number	0000026558
Date	Feb 25, 2026
Instrument	2026026558

Lender

Name	UNCLE CU
Type	Credit Union
Address	2100 LAS POSITAS CT, LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	839 CINDY LN, LIVERMORE, CA 94550-7265
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 CINDY LN, LIVERMORE, CA 94550-7265

Mortgage

Document Number	0000010030
Date	Jan 27, 2026
Instrument	2026010030

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 13, 2020
Property Address	839 CINDY LN, LIVERMORE, CA 94550-7265
Document Number	0000270465
Instrument Date	Sep 9, 2020
Instrument	270465
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	839 CINDY LN LIVERMORE CA 945507265, LIVERMORE, CA 94550-7265

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 28, 2018
Property Address	839 CINDY LN, LIVERMORE, CA 94550-7265
Document Number	0000041208
Map Reference	MB 175 PG 34-39
Instrument Date	Feb 22, 2018
Instrument	2018041208
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 CINDY LN, LIVERMORE, CA 94550-7265

Mortgage

Document Number	0000041209
Date	Feb 28, 2018
Instrument	2018041209

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,338 (+0.15%) Land $115,901 Building $270,437
2025	$5,400.00 (+4.05%) Homeowner's exemption	$378,764 (+4.04%) Land $113,629 Building $265,135
2023	$5,190.00 Homeowner's exemption	$364,057 Land $109,217 Building $254,840	$1,051,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVERMORE serves 38,892 people · EPA ID CA0110011
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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