839 Cedar Hill Dr, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 839 Cedar Hill Dr, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,250 sqft · built 2017
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on File
Tax Bill$2,028 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN108-34-000-006.02

Property Details

APN / Parcel Number

Primary APN108-34-000-006.02
Alternative APN
  • 23727

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,250 sqft Living Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialMetal
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number23727
Street Address839 CEDAR HILL DR
CityPONTOTOC
StateMS
Zip38863-7994
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 AC SE1/4 NE1/4 20171585 4/17/17 20221577 4/6/22 662 419 0659
JurisdictionPONTOTOC MS
Township / Civil Division4
Census Block Group4
Census Block4001
Census Tract950300

Owner

839 Cedar Hill Dr, a single family home, is owned by a company.

Source: Pontotoc County records, as of October 30, 2025

Owner of RecordCompany Name on File
Mailing Address461 CEDAR HILL DR, PONTOTOC, MS 38863-7947
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CHOICE BANK
Apr 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
KYLE WALKER
Apr 6, 2022Deed of Trust, Mortgage
FIRST CHOICE BANK
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address839 CEDAR HILL DR, PONTOTOC, MS 38863-7994
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 CEDAR HILL DR, PONTOTOC, MS 38863-7947

Mortgage

Document Number2023004235
DateOct 10, 2023
Instrument2023004235
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term35 Months
DueSep 14, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address839 CEDAR HILL DR, PONTOTOC, MS 38863-7994
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 CEDAR HILL DR, PONTOTOC, MS 38863-7947

Mortgage

Document Number2022001579
DateApr 6, 2022
Instrument2022001579
Lender
NameKYLE WALKER
TypePrivate Party
Address351 S LIBERTY ST, PONTOTOC, MS 38863
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term96 Months
DueApr 1, 2030

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address839 CEDAR HILL DR, PONTOTOC, MS 38863-7994
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 CEDAR HILL DR, PONTOTOC, MS 38863-7947

Mortgage

Document Number2022001578
DateApr 6, 2022
Instrument2022001578
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount on Record
Term300 Months
DueApr 1, 2047

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address839 CEDAR HILL DR, PONTOTOC, MS 38863-7994
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address839 CEDAR HILL DR, PONTOTOC, MS 38863-7994

Mortgage

Document Number2021000133
DateJan 15, 2021
Instrument2021000133
Lender
NameGUM TREE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 839 Cedar Hill Dr was $2,028.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,028.00$15,270$101,797 Land $9,250 Building $92,547
2023$1,947.00$15,270$101,797 Land $9,250 Building $92,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 839 Cedar Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 839 Cedar Hill Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 50% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber
10,000 / 10,000
AT&T
Fiber
5,000 / 5,000
Tombigbee Fiber
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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