839 Buff Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 839 Buff Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,536 sqft · built 2019
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Dec 2018)
Tax Bill	$1,724 (2025)
Deeds & Mortgages	May 2026 Sale May 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7653-92-5069`

Property Details

APN / Parcel Number

Primary APN	`7653-92-5069`
Alternative APN	`181975`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	544 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	839 BUFF CREEK RD
City	SYLVA
State	NC
Zip	28779-8087
Property Category	Other
Property Type	Other > Other Improved
Legal Description	BUFF CREEK
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	2
Census Block	2028
Census Tract	950300

Owner

Source: Jackson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	839 BUFF CREEK RD, SYLVA, NC 28779-8087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK
Nov 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK
Aug 23, 2019	Loan Modification, Mortgage · Conventional Mortgage UNITED CMNTY BK
Dec 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Dec 5, 2018
Deed Book / Page	2228 / 247
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 4, 2026
Property Address	839 BUFF CREEK RD, SYLVA, NC 28779-8087
Document Number	2419000982
Book / Page	2419 / 982
Instrument Date	Apr 21, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 BUFF CREEK RD, SYLVA, NC 28779-8087

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	839 BUFF CREEK RD, SYLVA, NC 28779-8087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022381487
Date	May 24, 2019
Book Page	2238/1487

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jun 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	839 BUFF CREEK RD, SYLVA, NC 28779-8087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022530089
Date	Nov 7, 2019
Book Page	2253/89

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON NC
Property Address	839 BUFF CREEK RD, SYLVA, NC 28779-8087
Document Number	0022470694
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 BUFF CREEK RD SYLVA NC 28779, SYLVA, NC 28779

Mortgage

Document Number	0022470694
Date	Sep 13, 2019
Book Page	002247/000694

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2034

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 5, 2018
Property Address	839 BUFF CREEK RD, SYLVA, NC 28779-8087
Document Number	0022280244
Book / Page	002228 / 000244
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 534 SYLVA NC 287790534, SYLVA, NC 28779-0534

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 5, 2018
Property Address	839 BUFF CREEK RD, SYLVA, NC 28779-8087
Document Number	0022280247
Book / Page	002228 / 000247
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5250 US 74 E SYLVA NC 287798960, SYLVA, NC 28779-8960
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,724.00 (+60.97%)	$453,894 (+60.96%) Land $63,730 Building $390,164
2023	$1,071.00	$282,000 Land $63,730 Building $218,270

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Buff Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures