Sacramento County property record for 8387 Winding Way, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,517 sqft · built 2017 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,060 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-0121-025-0000 |
| Primary APN | 246-0121-025-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,517 sqft Living Area |
| 1st Floor Area | 2,517 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 86,249 sqft |
| Garage Area | 1,413 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 2,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 8387 WINDING WAY |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-6149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | POR LOT 8 BLK 24, FAIR OAKS TRACT, DESC AS BEG AT A PT LOC S 89%5923W 44.88 FT FROM NE COR SDLOT 8, TH FROM SD POB S |
| Legal Subdivision | FAIR OAKS |
| Legal Block | 24 |
| Legal Lot Number | 8 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8009 |
8387 Winding Way is owner-occupied and held in a trust since February 2018.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8387 WINDING WAY, FAIR OAKS, CA 95628-6149 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP |
| Feb 15, 2018 | Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY |
| Feb 15, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2018 |
| Deed Sale | Feb 15, 2018 |
| Prior Sale | Sep 30, 2015 · Amount on File |
| Deed Book / Page | 20180215 / 76 |
| Prior Transfer Date | Feb 9, 2018 |
| Prior Transfer Doc | 2150000000076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8387 WINDING WAY, FAIR OAKS, CA 95628-6149 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 8387 WINDING WAY, FAIR OAKS, CA 95628-6149 |
| Document Number | 0000001537 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 202104301537 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8387 WINDING WAY, FAIR OAKS, CA 95628-6149 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 8387 WINDING WAY, FAIR OAKS, CA 95628-6149 |
| Document Number | 4300000001537 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 20210430/1537 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 15, 2018 |
| Property Address | 8387 WINDING WAY, FAIR OAKS, CA 95628-6149 |
| Document Number | 1802150078 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 1802150078 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8387 WINDING WAY FAIR OAKS CA 956286149, FAIR OAKS, CA 95628-6149 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 15, 2018 |
| Property Address | 8387 WINDING WAY, FAIR OAKS, CA 95628-6149 |
| Document Number | 1802150076 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 1802150076 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 8387 WINDING WAY FAIR OAKS CA 956286149, FAIR OAKS, CA 95628-6149 |
| Document Number | 1802150077 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 1802150077 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2048 |
The 2025 property tax bill for 8387 Winding Way was $9,060, up 0.8% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $758,381 (+2%) Land $234,246 Building $524,135 | |
| 2025 | $9,060.00 (+0.76%) | $743,511 Land $229,653 Building $513,858 |
| 2024 | $8,992.00 (+2.99%) | |
| 2023 | $8,731.00 (+0.36%) | $714,641 Land $220,736 Building $493,905 |
| 2022 | $8,700.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8387 Winding Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1986–1998) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8387 Winding Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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