8386 Front Gate Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8386 Front Gate Cir, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,352 sqft · built 2010
Lot Size	0.253 acres (11,055 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Apr 2018)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104J A 010`

Property Details

APN / Parcel Number

Primary APN	`104J A 010`
Alternative APN	`0000158426`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area

Exterior

Year Built	Built 2010
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,055 sqft (0.253 acres)
Lot Dimensions	150 ft deep x 73.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000158426
Street Address	8386 FRONT GATE CIR
City	OOLTEWAH
State	TN
Zip	37363-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 FRONT GATE SUB PB83 PG122 OUT OF 104-38.01 FOR 2007
Legal Subdivision	FRONT GATE SUB
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3010
Census Tract	11205

Owner

8386 Front Gate Cir is owned and occupied by an individual who bought it in April 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	8386 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
Jun 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Apr 5, 2018	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Prior Sale	Jun 4, 2012
Deed Document Number	2018040500165
Deed Book / Page	11312 / 639
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8386 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	0827000111
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8386 FRONT GATE CIR OOLTEWAH TN 373639506, OOLTEWAH, TN 37363-9506

Mortgage

Document Number	0827000111
Date	Aug 27, 2020
Book Page	012129/000562
Instrument	200827000111

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 26, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8386 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	0626000006
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8386 FRONT GATE CIR OOLTEWAH TN 373639506, OOLTEWAH, TN 37363-9506

Mortgage

Document Number	0626000006
Date	Jun 26, 2020
Book Page	012050/000413
Instrument	200626000006

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 5, 2018
Property Address	8386 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	0000000165
Book / Page	11312 / 639
Map Reference	MB83 PG122
Instrument Date	Apr 5, 2018
Instrument	2018040500165
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	REALTY TITLE & ESCROW SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8386 FRONT GATE CIR, OOLTEWAH, TN 37363-9506

Mortgage

Document Number	0000000166
Date	Apr 5, 2018
Instrument	2018040500166

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8386 Front Gate Cir was $1,829, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00 (+0.72%)	$120,700 (+48.69%)	$482,800 (+48.69%) Land $65,000 Building $417,800
2024	$1,816.00 (-0.49%)	$81,175 (-)	$324,700 (-) Land $50,000 Building $274,700
2023	$1,825.00	$81,175	$324,700 Land $50,000 Building $274,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8386 Front Gate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8386 Front Gate Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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