8386 Durham St, Spring Hill, FL 34608 Property Records

Hernando County property record for 8386 Durham St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,084 sqft · built 1981
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$71,000 (Apr 2001)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1424-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1424-0060`
Alternative APNs	`00310951` `310951`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	1,084 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Enclosed Porch
Porch Area	1,440 sqft
Deck Area	156 sqft
Patio Area	682 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00310951
Street Address	8386 DURHAM ST
City	SPRING HILL
State	FL
Zip	34608-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1424 LOT 6 ORB 339 PG 180
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1424
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1038
Census Tract	41103

Owner

8386 Durham St is owned and occupied by two individuals who bought it in April 2001.

Source: Hernando County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8386 DURHAM ST, SPRING HILL, FL 34608-4511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2001 · Amount on File
Deed Sale	Apr 16, 2001 · Amount on File
Deed Book / Page	1409 / 1981
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8386 DURHAM ST, SPRING HILL, FL 34608-4511
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8386 DURHAM ST, SPRING HILL, FL 34608-4511

Mortgage

Document Number	0039860627
Date	Apr 22, 2021
Book Page	3986/627
Instrument	2021028844

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	873 Months
Due	Jan 5, 2094

Interest

Rate Type	Adjustable Rate
Rate	1.94%
Type Change Date	May 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.9%

Tax Assessment & Valuation

The 2025 property tax bill for 8386 Durham St was $1,095 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$93,328	$204,815 Land $38,000 Building $166,815
2023		$88,056 (+3%) Land $88,056
2022	$374.00 Homeowner's exemption Disabled Person's exemption	$85,491	$196,902 Land $32,500 Building $164,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8386 Durham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8386 Durham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000